Don't Depend On Daddy

• Entering My Prime: Building Confidence, Career & Lifestyle in My 30s

  I just turned 30, and in this episode of Don’t Depend on Daddy I’m sharing how I’m elevating my life, money, career, and personal routines in this new decade. Your 20s are full of pressure — land your dream job, save $100K, get married, buy a house. But what happens when you don’t check every box before 30? The truth is, your 30s are the beginning of your prime. This video breaks down the financial habits, career moves, and lifestyle upgrades that I’m making as I step into this chapter.✨ What you’ll learn:👉🏻 Why your 30s are NOT the finish line — they’re the foundation for what’s next👉🏻 The money basics you need in place by 30 (budget, savings, FI planning)👉🏻 Career shifts, work-life balance, and building something sustainable👉🏻 Personal upgrades in skincare, style, friendships, and hobbies👉🏻 How I’m approaching fitness, wellness, and building a lifestyle I loveWhether you’re in your late 20s, early 30s, or just curious about this phase of life, this video will give you perspective, reassurance, and tactical ideas for creating an elevated life.TIMESTAMPS: 00:00 – Intro: Why I’m talking about life in my 30s03:00 – Your 30s are the start of your prime, not the finish line07:00 – Money basics to have in place by 3009:00 – Financial independence planning & knowing your numbers13:00 – Property goals & creating a loose game plan15:00 – Spending intentionally vs. random habits17:00 – Career focus: hitting your stride & finding stability20:00 – Redefining work-life balance as life-work balance26:00 – Personal upgrades: skincare, style & lifestyle habits34:00 – Friendships, hobbies, fitness & embracing this decadeBREAK YOUR BUDGET RESOURCES:💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter📖 My Books: https://breakyourbudget.com/book👩🏼‍💻 Task Management System + Promotion Template:https://breakyourbudget.com/own-your-career-templateFREE DOWNLOADS:💸 Recession Guide: https://breakyourbudget.com/recession-guide✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kitAll Other Resources: https://breakyourbudget.com/links👩🏼‍💻 Inquiries: [email protected]📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa💸 Break Your Budget LTK: https://www.shopltk.com/explore/MichelaAllocca/

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• 123. The Low-Effort Style Habits to Look & Feel More Put Together (on a budget)

  In this episode, I’m breaking down simple, low-effort ways to look and feel more put together—without spending hours getting ready or blowing your budget. These “lazy girl hacks” are about elevating your daily routine through small tweaks that actually stick.We’re talking beauty shortcuts, styling upgrades, and everyday luxuries that build confidence, boost your self-esteem, and help you show up as your best self—whether you’re working from home, dating, or navigating your 30s with intention.💄 Topics covered:Beauty routines that don’t require tons of timeOutfit and accessory tips to instantly elevate your lookThe difference between effort and time (and how to balance both)My current go-to products, from hair brushes to eye patches⏱️ Timestamps:00:00 – Intro + why feeling put together actually matters01:00 – Budgeting tools plug (PFD, Fire Planner, etc.)03:00 – The mindset shift: effort ≠ time05:00 – Beauty tweaks that require minimal time but major impact10:00 – Hair, skincare, lip gloss & perfume = effortless upgrade16:00 – Eye patches, whitening mouthwash & glow hacks20:00 – Styling tips: bags, jewelry, and outfit details that elevate24:00 – My 3-bag collection and how I rotate them27:00 – Staple accessories: 2 earrings, 2 bracelets, 2 necklaces34:00 – Everyday luxuries: ice rollers, toiletry bags & Pinterest inspoBREAK YOUR BUDGET RESOURCES:💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter📖 My Books: https://breakyourbudget.com/book👩🏼‍💻 Task Management System + Promotion Template:https://breakyourbudget.com/own-your-career-templateFREE DOWNLOADS:💸 Recession Guide: https://breakyourbudget.com/recession-guide✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kitAll Other Resources: https://breakyourbudget.com/links👩🏼‍💻 Inquiries: [email protected]📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa💸 Break Your Budget LTK: https://www.shopltk.com/explore/MichelaAllocca/

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• 122. Tiny 5-Minute Habits That Make Me Feel Put Together & Upgrade my Life

  In this episode,I’m breaking down the tiny 5-minute habits that are making a huge difference in my daily life. If you’ve ever felt stuck in an all-or-nothing mindset—thinking you need an hour to start a routine or see results—this episode will be a game changer. I’ll walk you through the small shifts I’ve made to feel more grounded, clear-headed, and put-together—without overhauling my schedule. From skincare and morning mindset tweaks to digital boundaries and evening resets, these are the tiny habits that actually stick (and how I made them stick).💡 Whether you're low on time, energy, or motivation, these habits are realistic and doable—even in your busiest seasons.TIME STAMPS: 00:00 – Why tiny habits matter: the all-or-nothing mindset trap01:00 – Quick plug: personal finance templates and tools03:00 – How slowing down 10 minutes a day changed everything05:00 – You don’t need a 15-step routine to feel better08:00 – Small habit #1: phone outside the bedroom + real phone boundaries10:00 – Small habit #2: podcast + morning walk = habit stack12:00 – Small habit #3: ice rolling and face massage before the shower14:00 – Small habit #4: music as a morning mood booster15:00 – Small habit #5: lip gloss, perfume & lotion as a mindset shift18:00 – Small habit #6–10: hydration, tidying, nighttime planning, red light mask, and guilt-free joyBREAK YOUR BUDGET RESOURCEs:💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter📖 My Books: https://breakyourbudget.com/book👩🏼‍💻 Task Management System + Promotion Template:https://breakyourbudget.com/own-your-career-templateFREE DOWNLOADS:💸 Recession Guide: https://breakyourbudget.com/recession-guide✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kitAll Other Resources: https://breakyourbudget.com/links👩🏼‍💻 Inquiries: [email protected]📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa💸 Break Your Budget LTK: https://www.shopltk.com/explore/MichelaAllocca/

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• 121. Building a 7-Figure Content Business: My Strategy and Best Tips to Start Creating Content

  The first 500 people to click my link or scan this QR code will get a 1 month free trial of Skillshare! Get started today! https://skl.sh/breakyourbudget07251In this episode, I’m sharing the real story behind building a content creation career—from how I got started to how I actually make money and why it’s harder (and more rewarding) than it looks. Whether you're just starting out or thinking about turning your content into a business, this is a must-watch.I cover what it's really like to be a full-time creator, how I transitioned from working in finance to making content online, and how platforms like Skillshare helped me expand my creative skills and income streams.🎥 What’s inside:-How I got started in content creation (and why I stuck with it)-How I make money (digital products, brand deals, affiliate)-What people get wrong about content creatorsTIMESTAMPS:00:00 – Intro: Why I’m finally making a video about content creation01:30 – My background: Finance career to full-time creator03:15 – The truth: It took me 2 years to make money online04:50 – The biggest misconception about creators (and my thoughts)07:00 – Income breakdown: brand deals, digital products, affiliate10:15 – Creating a sustainable schedule: content batching + planning12:45 – My favorite tools that keep me consistent15:00 – How Skillshare helped me build creative & business skills17:30 – Creator burnout: boundaries, algorithm pressure & overthinking20:00 – Advice I’d give myself (and you) if I was starting todayBREAK YOUR BUDGET RESOURCES:💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter📖 My Books: https://breakyourbudget.com/book👩🏼‍💻 Task Management System + Promotion Template:https://breakyourbudget.com/own-your-career-templateFREE DOWNLOADS:💸 Recession Guide: https://breakyourbudget.com/recession-guide✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kitAll Other Resources: https://breakyourbudget.com/links👩🏼‍💻 Inquiries: [email protected]📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa💸 Break Your Budget LTK: https://www.shopltk.com/explore/MichelaAllocca/

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• 120. Everything I Am Obsessed With Right Now: Chic Style, Glowy Skin & Good Reads

  In this episode I'm taking a fun and personal turn and sharing all of my monthly favorites—from skincare and fashion to books, podcasts, and content creators I'm loving lately. I’m chatting about products that made a difference in my routine, creators who’ve inspired my style journey, and books I can’t put down (and one super-hyped one I just can’t finish). If you’re into personal growth, simple beauty, chic vibes, and building a more intentional lifestyle, this one’s for you.🎙️ Plus: My current skincare obsessions (hello, derm PAs on TikTok), must-have linen shirts, and what’s really worth the splurge. I’m also asking YOU to share your favorites with me!TIME STAMPS: 00:00 – Intro: Why I’m sharing my monthly lifestyle favorites 01:00 – Quick plug: Budgeting tools & FIRE resources 03:00 – Life update: Feeling 30, therapy, and starting meds 05:00 – Content creators I’m loving (fashion, Substacks, TikTok inspo) 08:00 – Educational fashion TikTok: creators & outfit formulas 13:00 – Skincare side of TikTok: Derm PAs, Botox, product recs 17:00 – Current product faves: IT Cosmetics concealer, sheet masks, etc 24:00 – Fashion picks: Quince linen shirts + Reformation satin pants 28:00 – Podcast recs: wellness, skincare, and brand-building 38:00 – Book opinions: What I’m reading & why I DNF’d Fourth WingEVERYTHING I MENTIONED:Creators (all on TikTok)@JenKnowsBestBlog@Oliviasara_23@ladydianamay@digitaltaylor@theclarajones@donatsuyangProducts:IT Cosmetics Concealer: https://rstyle.me/+z6QImh0PftHyT1zkCqkiEgConcealer BrushL https://rstyle.me/+8cgmEPJfULr_6wZk2LlVOQMedicube PDRN Cream: https://rstyle.me/+Ro7isGSJ4aCMuzpbCvBUMgQuince Linen Shirt: https://goto.quince.com/55zxQDReformation Gale Pant: https://rstyle.me/+-3yhdVV1KSvy9-PDlkp2owPodcasts I like:The Wellness ProcessWell by Arielle LorreDr. Shannon ShowDream Bigger PodcastAlmost 30 Break Your Budget Resources:💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter📖 My Books: https://breakyourbudget.com/book👩🏼‍💻 Task Management System + Promotion Template:https://breakyourbudget.com/own-your-career-templateFREE DOWNLOADS:💸 Recession Guide: https://breakyourbudget.com/recession-guide✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kitAll Other Resources: https://breakyourbudget.com/links👩🏼‍💻 Inquiries: [email protected]📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa💸 Break Your Budget LTK: https://www.shopltk.com/explore/MichelaAllocca/

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