PodcastsEconomía y empresaThe Personal Finance Podcast

The Personal Finance Podcast

Andrew Giancola
The Personal Finance Podcast
Último episodio

511 episodios

  • The Personal Finance Podcast

    10 Tax Moves Everyone Should Review Each Year

    04/03/2026 | 49 min
    Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here  👈 

    Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Try Master Money Academy free for 7 days today!

    In this episode of The Personal Finance Podcast, Andrew breaks down the 10 tax moves every high earner needs to make before year-end, covering how to max out tax-advantaged accounts, adjust your W-4 withholding, harvest tax losses, time Roth conversions, optimize your HSA, give to charity more efficiently, capture business deductions, and run a forward-looking tax projection so you stop reacting to taxes and start controlling them.

    Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

    Partner Deals

    Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

    Join the loyalty program for renters at joinbilt.com/PFP 

    Go to http://policygenius.com to get your free life insurance quote.

    Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp  

    Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP 

    Find your next dream home, start searching now. Download the http://Realtor.com app today

    DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

     

    Resources Mentioned:

    Master Money HSA Tracker 

    Connect With Andrew on Social Media:

    Instagram

    TikTok

    Twitter

    Master Money Website

    Master Money Youtube Channel

    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Personal Finance Podcast

    How to Grow Your Wealth (By Age!)

    02/03/2026 | 59 min
    Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here  👈 

    Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Try Master Money Academy free for 7 days today!

    In this episode of The Personal Finance Podcast, Andrew reveals the exact financial priorities for every decade of your life, breaking down why most people ask the wrong money question, showing why your 20s are about building cash flow and killing toxic debt, explaining how your 30s are the decade to automate systems and lock in a high savings rate, detailing how your 40s are your highest-leverage years to maximize accumulation and contain lifestyle creep, and walking through how your 50s are about protecting what you built, de-risking intelligently, and turning decades of hard work into lasting financial freedom.

    Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

    Partner Deals

    Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

    Join the loyalty program for renters at joinbilt.com/PFP 

    Go to http://policygenius.com to get your free life insurance quote.

    Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp  

    Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP 

    Find your next dream home, start searching now. Download the http://Realtor.com app today

    DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

    Links of the Episode Mentioned:

    The 1-3-6 Method For Building & Managing Your Emergency Fund

    How to Negotiate Your Salary and Get a Raise (The Step-By-Step System!)

    Resources Mentioned:

    Best High Yield Savings Account: https://bit.ly/3HpPjAr 

    Connect With Andrew on Social Media:

    Instagram

    TikTok

    Twitter

    Master Money Website


    Master Money Youtube Channel

    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Personal Finance Podcast

    Is a $100K Income Still Enough in 2026?

    25/02/2026 | 53 min
    Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Try Master Money Academy free for 7 days today!

    In this episode of The Personal Finance Podcast, Andrew reveals why $100K isn't what it used to be—breaking down why people feel broke as housing, childcare, and healthcare rise faster than wages, showing real household budget examples, explaining why location dramatically changes purchasing power, addressing the comparison trap and fear of falling behind, offering hope through margin and systems, teaching how to protect your financial life from identity theft, identifying areas to cut back by focusing on big levers, and revealing high-leverage ways to grow income.

    Listen to The Business Show here.

    Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

    Partner Deals

    Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

    Join the loyalty program for renters at joinbilt.com/PFP 

    Go to http://policygenius.com to get your free life insurance quote.

    Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp  

    Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP 

    Find your next dream home, start searching now. Download the http://Realtor.com app today

    DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

     

    Links of the Episode Mentioned:

    How to Open an HSA (and Why You Should Consider it!) - Money Q&A

    The EXACT Steps You Need to Take To Research and Choose Your 401(K) Investments

    Resources Mentioned:

    Here is the Total Cost of Ownership Calculator

    Connect With Andrew on Social Media:

    Instagram

    TikTok

    Twitter

    Master Money Website


    Master Money Youtube Channel

    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Personal Finance Podcast

    The Biggest Retirement Mistakes People Make (Avoid These!) Jesse Cramer

    23/02/2026 | 1 h 8 min
    Join the community built to help you master your money, stay accountable, and reach financial freedom.  👉 Try Master Money Academy free for 7 days today!

    In this episode of The Personal Finance Podcast, Andrew sits down with Jesse to explore critical retirement planning decisions—why Social Security isn't just a math problem and the biggest mistakes people make when claiming, when delaying benefits makes sense versus when claiming earlier is smarter, how married couples should think differently than singles, why Roth conversions are both overused and underused, the danger of overly optimistic return assumptions like 12% or 10%, the number one thing retirees get wrong about their own spending, and the most important actions to take 5-10 years before retirement.

    Listen to The Business Show here.

    Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

    Partner Deals

    Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

    Join the loyalty program for renters at joinbilt.com/PFP 

    Go to http://policygenius.com to get your free life insurance quote.

    Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp  

    Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP 

    Find your next dream home, start searching now. Download the http://Realtor.com app today

    DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

     

    Connect with Jesse Cramer:

    Personal Finance For Long-Term Investors Podcast

    The Best Interest Website

    Twitter

    Instagram

    Linkedin

    Connect With Andrew on Social Media:

    Instagram

    TikTok

    Twitter

    Master Money Website

    Master Money Youtube Channel

    Learn more about your ad choices. Visit megaphone.fm/adchoices
  • The Personal Finance Podcast

    9 Life Lessons After 500 Episodes

    18/02/2026 | 1 h 9 min
    Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy https://joinmastermoneyacademy.com/free-trial and get a free gift for 7 days!

    In this episode of The Personal Finance Podcast, Andrew celebrates episode 500 by sharing 9 life-changing lessons—time is your most valuable asset, your money decisions are rooted in psychology, everything compounds including money and habits, nobody cares what you do so take more shots, simplify everything in your finances and life, income solves most money problems but exposes chaos without systems, privacy is now a wealth-building skill, do more hard things people avoid, and you're one year away from transforming your life.

    Listen to The Business Show here.

    Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

    Partner Deals

    Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance

    Join the loyalty program for renters at joinbilt.com/PFP 

    Go to http://policygenius.com to get your free life insurance quote.

    Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp  

    Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP 

    Find your next dream home, start searching now. Download the http://Realtor.com app today

    DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

     

    Links of the Episode Mentioned:

    How to Build Wealth on a Low Salary

    Connect With Andrew on Social Media:

    Instagram

    TikTok

    Twitter

    Master Money Website


    Master Money Youtube Channel

    Learn more about your ad choices. Visit megaphone.fm/adchoices

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Acerca de The Personal Finance Podcast

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
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