How to Build Your Investment Portfolio (The Portfolio Pyramid!)
29/04/2026 | 1 h 9 min
Most new investors start building their portfolio completely backwards. Here is the exact framework to build it the right way from the very first dollar.
The complete Portfolio Pyramid framework and exactly how much of your money belongs in each of the three tiers
Why the foundation should make up 80% of your portfolio and what happens to your wealth when you skip it
The specific index funds and ETFs that belong in your foundation and why they outperform most professional money managers
What the growth layer is, what goes in it, and the individual stocks Andrew is personally buying right now
When you have actually earned the right to add speculative assets to your portfolio and how much is too much
The biggest mistakes investors make at every tier and how to avoid all of them
Four advanced Q&As covering a guaranteed $99K teacher's pension, lowering taxes on a $1M 401k rollover, Medicare costs in retirement, and protecting your portfolio as you age
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/
👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Acorns → Start investing + get $5 bonus http://acorns.com/pfp
Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Where are you right now in the Portfolio Pyramid? Are you still building your foundation, starting to add growth layer investments, or have you moved into speculation territory? Learn more about your ad choices. Visit megaphone.fm/adchoices
How to Invest Your First $10K
27/04/2026 | 57 min
Saving $10,000 is a milestone. Investing it correctly is a life changer. Here is the step-by-step plan to do it right.
👉 Join Andrew's FREE Investing for Beginners Masterclass.
What You'll Learn in This Episode
The seven-step framework for investing your first $10,000 the right way
Why tax-advantaged accounts should always come before a brokerage account and the exact order to fund them
The Portfolio Pyramid strategy that makes choosing investments simple for any new investor
The ten most common mistakes new investors make and how to avoid every single one
Roth 401k versus traditional 401k: how to know which one is right for your situation
Whether your Roth IRA contributions count toward the 50/30/20 rule (the answer might surprise you)
What to do when your employer 401k match comes in as company stock
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today!
👉 Join Andrew’s FREE Investing for Beginners Masterclass.
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Acorns → Start investing + get $5 bonus http://acorns.com/pfp
Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Tool/s Mentioned
Compound Interest Calculator
Resource/s Mentioned
Investing For Beginners Masterclass
Episode/s Mentioned
What is the Difference Between Index Funds vs ETFs?
How to Invest in Index Funds (Step-By-Step!)
How I Break Down Index Funds for My Portfolio
The 5 BEST Dividend ETFs to Hold for LIFE
Boost Your Savings Rate to 20%+ in 5 Easy Steps
The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)
Watch Next
The Financial Priorities That Matter Most (By Life Stage)
AI Is Coming for Your Job. Here's How to Prepare Financially
How to Reduce Your Car Insurance (And Save Thousands)
The $10K, $100K, $1M Milestones That Change Everything
How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)
Connect with Andrew
Instagram
Website
TikTok
X
LinkedIn
YouTube
Question for you:
What has been stopping you from putting your $10,000 to work? Drop it in the comments and let the community help you take the next step. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Financial Priorities That Matter Most (By Life Stage)
22/04/2026 | 1 h 22 min
Single, married, kids, divorced, retired. Every stage of life has a completely different set of financial rules. Here is exactly what to prioritize at every stage of your financial life.
👉 Join Andrew's FREE Investing for Beginners Masterclass.
What You'll Learn in This Episode
The top financial priorities for every life stage from single to retired
Why the DINK years are the highest-leverage financial window a couple will ever have and how most people waste them
What high earners get wrong about income versus wealth and how to close the gap
How to keep building wealth during the most financially stretched years of your life when kids are young
Why funding college before retirement is one of the most common and costly mistakes parents make
What people over 40 who feel behind need to do right now to turn it around
How to rebuild your financial life after divorce or the loss of a spouse
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today!
👉 Join Andrew’s FREE Investing for Beginners Masterclass
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Acorns → Start investing + get $5 bonus http://acorns.com/pfp
Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Tool/s Mentioned
Retirement Calculator
Episode/s Mentioned
5 Side-Hustles That Can Turn into a Full time Income 1
5 Side-Hustles That Can Turn into a Full time Income 2
5 Side-Hustles That Can Turn into a Full time Income 3
The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)
He Achieved Financial Independence in 2 Years! (Here's How!) With Justin David Carl
Watch Next
AI Is Coming for Your Job. Here's How to Prepare Financially
How to Reduce Your Car Insurance (And Save Thousands)
The $10K, $100K, $1M Milestones That Change Everything
How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)
How to Plan Your Retirement (By Age!)
Connect with Andrew
Instagram
Website
TikTok
X
LinkedIn
YouTube
Question for you:
Which life stage are you in right now and what is the one financial move you know you need to make but have been putting off? Drop it in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
AI Is Coming for Your Job. Here's How to Prepare Financially.
20/04/2026 | 1 h 1 min
What if the biggest financial threat of 2026 is not a recession or a market crash, but a technology that is already quietly replacing people in your industry?
👉 Join Andrew's FREE Investing for Beginners Masterclass
What You'll Learn in This Episode
The exact data behind how many jobs AI is expected to displace by 2030 and which ones are most at risk
How to audit your own job for AI exposure and figure out which zone you are actually in
The five financial steps to take right now so a job disruption never becomes a financial emergency
How to become the go-to AI person in your company before someone else does
Which jobs are the safest and which ones need to act immediately
The free certifications and courses you can start today to get ahead of this shift
The AI tools Andrew actually uses every day and the exact use cases for each one
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today!
👉 Join Andrew’s FREE Investing for Beginners Masterclass
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Acorns → Start investing + get $5 bonus http://acorns.com/pfp
Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Tool/s Mentioned
Perplexity AI
Anthropics AI
Claude AI
Whisper Flow
Episode/s Mentioned
The 1-3-6 Method For Building & Managing Your Emergency Fund
AI Revolutionizing How You Handle Money -- What You Need to Know Now!
You Won't Believe What A.I. is Doing to Turn Average Investors into Millionaires!
Watch Next
How to Reduce Your Car Insurance (And Save Thousands)
The 3 Major Financial Milestones (This Will Change Your Life)
How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)
How to Plan Your Retirement (By Age!)
10 Reasons Smart People Are Bad With Money
Connect with Andrew
Instagram
Website
TikTok
X
LinkedIn
YouTube
Question for you:
Are you the AI champion at your company yet or are you still on the sidelines? Comment below and see who else are AI champions. Learn more about your ad choices. Visit megaphone.fm/adchoices
How to Reduce Your Car Insurance (And Save Thousands)
15/04/2026 | 46 min
Car insurance premiums are up 30% and most people have no idea they have the power to push back. This episode gives you that power in 10 steps.
👉 Join Andrew's FREE Investing for Beginners Masterclass.
What You'll Learn in This Episode
The 10-step process to slash your car insurance bill starting today
Why shopping your policy at renewal time is the single highest-leverage move you can make
The 10-step framework to cut your premium without sacrificing the coverage you actually need
The discounts your insurance company will never volunteer unless you ask
When to drop comprehensive and collision coverage on an older vehicle
How a modest $200 per year savings can grow into $88,000 over 40 years when invested
How your credit score directly affects what you pay for car insurance
Three listener money questions answered live, including how to handle a 40% RSU concentration and whether a 20-year-old should invest or pay off student loans first
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
👉 Try Master Money Academy FREE for 7 days today!
👉 Join Andrew’s FREE Investing for Beginners Masterclass
👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Partner Deals
Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance
Policygenius → Free life insurance quote http://policygenius.com
Acorns → Start investing + get $5 bonus http://acorns.com/pfp
Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP
Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp
Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com
DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/
Resource/s Mentioned
Car Insurance
How to Pay Off Your Student Loans Fast
Tool/s Mentioned
Rental Property Calculator
Episode/s Mentioned
How to Master Your Student Loans with Robert Farrington
Watch Next
The 3 Major Financial Milestones (This Will Change Your Life)
How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)
How to Plan Your Retirement (By Age!)
10 Reasons Smart People Are Bad With Money
The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)
Connect with Andrew
Instagram
Website
TikTok
X
LinkedIn
YouTube
Question for you:
Agree or disagree: Most people are overpaying for car insurance and do not even know it. Tell us why in the comments. Learn more about your ad choices. Visit megaphone.fm/adchoices
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
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