Smart Money Happy Hour with Rachel Cruze and George Kamel

💵 Create a free budget and find more margin with EveryDollar.



This one goes out to ole Murphy and that pesky little law of his. (If you know, you know!) Today we’re rating your worst-case scenarios and proving why everyone needs an emergency fund.

Next Steps:

· 🎙️ Catch our episode Surprisingly Simple Things That Make You Feel Wealthy.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

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· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🥃 Salty Dog

Recipe by Liquor.com

· 1 1/2 ounces gin or vodka

· 3 ounces grapefruit juice, freshly squeezed

· Garnish: salt rim

· Garnish: grapefruit slice



Instructions: Wet the rim of a highball glass and dip it in coarse salt. Fill the glass with ice, then add the gin (or vodka) and grapefruit juice, and stir gently to combine. Garnish with a grapefruit slice. Serve and enjoy!



Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



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💵 Create a free budget and find more margin with EveryDollar.



When it comes to life and money, we’re full of hot takes. Join us for a nostalgic trip down memory lane as we revisit some of our most hilarious (and unhinged) financial advice episodes.

Next Steps:

· 🎙️ Catch our episode Judging People Based on How They Spend Their Money.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Specials:

· 🍸 Tequila Manhattan Recipe: Liquor.com

· 🥧 Caramel Apple Pie Mocktail Recipe: Merry About Town

· 🥃 Aperol Tequila Sour Recipe: @cocktails

· 🍹 Cherry Basil Smash Recipe: BevsByBeverly



Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
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💵 Create a free budget and find more margin with EveryDollar.

The “F” in our guest’s name stands for “Fun”—and boy did we have all the fun talking money, relationships, hot takes and more with Annie F. Downs. This one feels like a party, so stick around!

Next Steps:

· 🎙️ Catch our episode How Matt and Abby Went from Broke College Kids to “Unplanned” Influencers

· 📗 Check out Annie’s new book Don’t Let That Hold You Back.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🍹 Shirley Temple

Recipe by: bakingbeauty

· 1.5 tablespoons grenadine

· 1 cup Sprite or club soda

· 1 teaspoon maraschino cherry juice (optional)

· Maraschino cherries for garnish



Instructions: Pour grenadine into a large glass. Add a dash of cherry juice. Fill glass with ice and top with soda. Garnish with maraschino cherries if desired. Serve and enjoy!



Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
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💻 Take the Side Hustle Quiz here!



We all need a little wiggle room in the budget from time to time. Today, we’re reacting to the internet’s latest side hustle quests. Plus, we’ll teach you how to find out which part-time gigs are your perfect match.

Next Steps:

· 🎙️ Catch our episode We Judge People’s Ridiculous Money Decisions for 58 Minutes!

· 💵 Create a free budget and find more margin with EveryDollar.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🥃 Golden Vale

Recipe by: @the.sauceress

- 2 ounces Powers Irish Whiskey

- 3/4 ounce ginger liqueur

- 1/2 ounce lemon juice

- 1/2 ounce honey syrup

- 2 dashes aromatic bitters

- Several sprigs of basil leaves



Instructions: Add lemon juice and basil leaves to a cocktail shaker. Muddle into a pulp. Add all additional ingredients. Shake with ice. Fine strain into a rocks glass over several large pieces of cracked clear ice. Garnish with a dried lemon wheel and a sprig of basil. Serve and enjoy!





Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



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Get your ticket for Investing Essentials today!

If you’ve ever wondered what phrases like “clock the tea” or “rice and beans” mean—today’s episode is for you. We’re decoding trendy and financial slang (and of course, addressing the haters along the way!)



Next Steps:

· 🎙️ Catch our episode Old School Money Habits Making a Comeback? (We Have Thoughts)

· 💵 Create a free budget and find more margin with EveryDollar.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🥃 Italian Greyhound

Recipe By: nikki.sips

· 1.5 ounces vodka or gin

· 3/4 ounce Aperol

· 1 ounce freshly squeezed grapefruit juice

· 1/2 ounce simple syrup

· Grapefruit soda, to top

· 2 grapefruit wheels

· 1 sprig of thyme



Instructions: Prep your glass by lining with grapefruit wheels and filling with ice—set in the freezer while you prepare your cocktail. In a shaker, combine spirit, Aperol, simple syrup, and grapefruit juice. Shake with ice for 8 seconds and strain into prepped glass. Top with grapefruit soda and garnish with a sprig of thyme.





Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices