The Property Academy Podcast

A new road or railway sounds like a green light for property prices. But not all infrastructure is equal. Some projects open up whole new suburbs. Others just smooth a commute.
n this episode, Ed and Andrew run through New Zealand's biggest projects, testing each one against a simple question: Does it open new land?
You'll learn:
Which projects actually unlock new suburbs, and which just ease traffic
What the research says infrastructure really does to nearby prices
The Picton cautionary tale about buying into the infrastructure story
Follow the roads and rail... but only when they actually create new places to build.
Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠⁠⁠⁠⁠⁠
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One investor owns 15 rentals with mortgages. The other owns 5, mortgage-free. So, who's actually better off and by how much?
In this episode, Ed and Andrew run the numbers on both, and the result surprises most people.
You'll learn:
Why 15 mortgaged rentals can barely pay any cashflow
Why the "worse" properties can produce around 14x more free cash
When to leverage to build wealth, and when to pay down for income
Leverage builds wealth, but it doesn't pay you. Knowing when to switch is the whole retirement plan.
Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠⁠⁠⁠⁠
For more from Opes Partners:
⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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House prices are down. Interest rates are down. So housing must be affordable again, right?
Not everywhere... and the picture is more surprising than you'd think.
In this episode, Ed and Andrew compare every district against its long-term average to see where affordability is improving and where it's slipping away.
You'll learn:
Whether housing is actually more affordable than usual right now
The places getting better fastest, and the ones slipping away
Why "more affordable" doesn't always mean "affordable"
Affordability isn't just a snapshot. It can be a signal of where prices could go next.
Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠⁠⁠⁠
For more from Opes Partners:
⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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Most Kiwis have never seen their entire financial life on one screen. Wealth rises while they work, then draws down through retirement. So, how much do you actually need to retire in 2026, and could you already have saved too much?
In this episode, Ed and Andrew run a real couple's numbers through a new tool to reveal what it really takes.
You'll learn:
How much do you actually need to retire in 2026
How to tell if you've already saved too much
The one screen that shows you your entire financial life
The years you can best enjoy your money are often the ones people spend working. Knowing your number is how you get them back.
Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠⁠⁠⁠
For more from Opes Partners:
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Most property accountants tell people what to do. Peter Taylor actually does it himself.
Starting just after the GFC, he's built a portfolio of 19 residential and 10 commercial properties over three decades.
In this episode, Ed and Andrew sit down with accountant Peter to hear how he did it.
You'll learn:
How this property accountant built a portfolio of 30 properties
The biggest wins and toughest lessons from 3 decades of investing
The one thing every property investor should know
Peter's edge wasn't a secret strategy. It was buying well, paying down hard, and doing it consistently for 30 years.
Want to share your story on Case Study Sunday? Send us a message, email ed@opespartners.co.nz
For more from Opes Partners:
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