
How a Table Mortgage REALLY Works – Explained Without the Jargon⎥Ep. 2301
29/12/2025 | 13 min
Most Kiwis have a table mortgage, but few truly understand how they work.In this episode, Ed and Andrew break down the numbers behind New Zealand’s most common mortgage type, including why your repayments barely seem to make a dent in the early years.You’ll learn:How much interest do you really pay over the life of your loanHow table mortgage repayments are calculated What happens when rates changeThis episode provides a clear and simple framework to help you finally understand your mortgage and take control of it.And here is the Epic Guide To Mortgages which was mentioned in this episode.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

The TRUTH About $600,000 Rental Property⎥Ep. 2300
28/12/2025 | 16 min
How much money does a $600k investment property actually make – after growth, cashflow, and the real costs?In this episode, Ed and Andrew crunch the numbers on a recently sold-out new build and reveal what investors can realistically expect over the next 15 years.You’ll learn:The four ways property investors really make moneyHow much this $620k Christchurch property could makeThe one number that can make or break your dealEd and Andrew walk through real rent figures, real costs, and real investor scenarios to show how to judge any deal with clear eyes.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

From Cat Pee to Cashflow: The 10pm Reno That Made $300k⎥Ep. 2299
27/12/2025 | 21 min
How does a DIY builder go from late-night renos to becoming a lifestyle investor with a cash-flowing minor dwelling?In this Case Study Sunday, Ed and Andrew sit down with Lawrence from Auckland to unpack his journey – from gutting a smelly two-bedroom “dump” to building a family home, navigating bridging finance, and eventually adding a two-bedroom unit in his own backyard.You’ll learn:How Lawrence turned a $400k do-up into nearly $700k in just a few yearsWhat it’s really like to sell a home yourself vs using an agentHow the “build in your backyard” strategy works This episode shows what’s possible when you back yourself, stay hands-on, and keep moving toward your next project.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

The 8-Step Blueprint to Buying Your First Investment Property⎥Ep. 2298
26/12/2025 | 18 min
Buying your first investment property can feel overwhelming, but it doesn’t have to be.In this episode, Ed and Andrew break down the entire process into eight clear steps, from choosing your strategy through to signing the contract and doing proper due diligence.You’ll learn:The step-by-step process for buying your first investment propertyHow to choose the right strategy, region, budget and buying criteriaWhy Step #6 is crucial for picking the right property with confidenceThis episode gives you a clear roadmap to follow ... so you don’t start by scrolling Trade Me at random, but instead buy your first investment property with a proven, structured process.Here are the tools we mentioned in the episode:Area AnalyserTenant ToolBorrowing quizDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

DIY or Disaster? When to Pick Up a Hammer — and When to Call a Pro⎥Ep. 2297
25/12/2025 | 20 min
Renovating your own home can be one of the best ways to build equity, but it can also turn into a financial (and emotional) nightmare if you don’t know where to start.In this episode, Ed and Andrew are joined by Peter Wolfkamp, The Resident Builder and host of Newstalk ZB’s Sunday morning show, to reveal how to DIY the smart way.You’ll learn:The #1 mistake most DIYers make with renovation budgetsWhich projects can you safely tackle yourself – and which require a licensed builderHow to calculate if DIY is actually cheaper once you factor in your time and toolsPeter also shares real stories, including how overconfidence (or ignoring consents) can cost you thousands.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok



The Property Academy Podcast