The Property Academy Podcast

The Reserve Bank has moved the OCR again... and its forecast says house prices are about to dip to a new official low. So, is this the real bottom of the market, and when do prices finally recover?
In this episode, Ed and Andrew break down what the Reserve Bank did, what it means for mortgage rates, and where house prices go from here.
You'll learn:
What the Reserve Bank just did to the OCR, and why
Where mortgage rates could head next
When house prices might finally recover
For buyers, a new bottom could be an opportunity. Just remember, even the Reserve Bank's own forecasts can change in six weeks.
Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠
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One burst pipe or one bad tenant can wipe out a year's worth of rent.So, what does landlord insurance actually cover?
In this episode, Ed and Andrew are joined by Simon Yarrell from Axico to break it down.
You'll learn:
The top five things landlords actually claim on
The things you think it covers, but it really doesn't
The "excess trap" that can turn one incident into several separate excesses
Insurance is for the sudden and unforeseen, not wear and tear. Knowing exactly what you're covered for is what saves you at claim time.
For more from Opes Partners:
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A Christchurch couple asked their council if they could Airbnb their apartment. The council said yes... then took them to the Ministry. And the ruling could reshape how Airbnb works across New Zealand.
In this episode, Ed and Andrew unpack the MBIE determination that reclassified one apartment, and what it means for every short-term rental.
You'll learn:
Why an Airbnb can now be legally treated like a motel or hostel
The novel legal strategy councils are using to crack down
What's actually happening on the ground, and how far it could spread
It's one ruling, one apartment, one city. But it's a sign the net around Airbnb is tightening.
Let us know your thoughts by leaving us a voice message⁠⁠ on the Property Academy hotline
For more from Opes Partners:
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How much does the average New Zealander earn, owe, and actually have saved? The real numbers are more sobering than you'd think.
In this episode, Ed and Andrew run through the numbers on income, debt, savings and KiwiSaver ... and what each one means for you.
You'll learn:
8 jaw-dropping money stats about the average Kiwi
Whether you're ahead of the pack … or behind the average Kiwi
The money moves you can make today
The numbers are confronting. But knowing where the average sits is the first step to getting ahead of it.
And click here to see who is on the Opes Top 10 financial advisers in NZ list .
For more from Opes Partners:
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Liivi turned one house into a rental, then used both to buy a business... and now she's using the business to fund even more property. So how far can you take the "one asset buys the next" strategy?
In this Case Study Sunday revisit, Liivi catches us up on the boring business she bought and the risky move her broker warned against.
You'll learn:
How she bought a business using her property equity, with no cash up front
Why did she deliberately choose a "boring" business
The high-risk move she made against her broker's advice
Liivi's story shows the power of using one asset to buy the next... but as Andrew warns, always remember the risks of something going wrong.
Want to share your story on Case Study Sunday? Send us a message, email ed@opespartners.co.nz
For more from Opes Partners:
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