The Steve Harvey Morning Show

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ash Cash. A financial educator and author, shares his journey from working as a bank teller to becoming a leading financial expert. He discusses financial literacy, wealth-building strategies, and the mindset needed for financial success. 🔑 Key Themes & Highlights Career Growth & Financial Education Started as a bank teller at 19 and worked his way up to private banker and credit union CEO. Transitioned into financial education, writing books, and speaking at events to empower communities. Financial Literacy & Wealth Building Emphasizes the importance of understanding banking, taxes, and financial tools. Encourages people to shift their mindset from fear to knowledge when managing money. Overcoming Financial Struggles Shares personal experiences of financial setbacks and how he rebuilt his wealth. Discusses how negative financial experiences can shape people’s perceptions and behaviors. Mindset & Success Principles Advocates for surrounding oneself with mentors and positive influences. Encourages listeners to focus on their own financial journey rather than comparing themselves to others. Financial Coaching & Community Impact Talks about his work in prisons, churches, and community organizations to teach financial literacy. Highlights the importance of mentorship and education in breaking financial barriers. 📘 About Ash CashAsh Cash is a financial educator, author, and speaker known for his culturally responsive approach to teaching financial literacy. He has written multiple best-selling books and is dedicated to helping individuals achieve financial independence. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Anne Lester. A financial expert and former head of retirement solutions at J.P. Morgan Asset Management. The discussion focused on saving strategies, financial psychology, and overcoming behavioral biases to achieve long-term financial success. 🔑 Key Themes & Highlights Overcoming Financial Mistakes Lester shared that despite managing billions in assets, she made every financial mistake possible early in her career. Her book, Your Best Financial Life, combines 30 years of asset management experience with lessons from her own financial missteps. Saving Strategies & Behavioral Hacks She emphasized that saving is possible at any age, but requires commitment and planning. A key strategy: Save at least half of every raise to prevent lifestyle inflation. Emergency Funds & Smart Spending Lester advised building an emergency fund of 3-6 months’ expenses before investing. She outlined three questions to ask before tapping into emergency savings: Is this truly an emergency? Do I absolutely need to spend this money? Do I need to spend it right now? Subscription Detox & Hidden Expenses Many people unknowingly overspend on subscriptions, leading to financial waste. Lester recommended avoiding auto-renewals, using a credit card with an upcoming expiration date, and rotating streaming services to cut costs. Investing vs. Traditional Savings She clarified that long-term savings should be invested, not kept in low-interest accounts. Retirement funds should be diversified across stocks and bonds for growth. 📘 About Anne LesterAnne Lester is a financial strategist, speaker, and author, known for her expertise in retirement planning and behavioral finance. She spent over 30 years at J.P. Morgan Asset Management, leading retirement solutions and helping individuals build financial security. Her book, Your Best Financial Life, provides practical strategies for saving, investing, and overcoming financial biases. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Valerie Obaze. Founder of R&R Skincare. 🎯 Purpose of the Interview The interview aims to: Highlight Valerie Obaze’s entrepreneurial journey in founding R&R Skincare. Challenge stereotypes about Africa’s capabilities and resources. Promote African-made beauty products and their global relevance. Inspire others, especially women and diaspora Africans, to invest in and build businesses rooted in African heritage. 🧠 Key Takeaways 1. Breaking African Stereotypes Valerie and Rushion discuss how Africa is often misrepresented in Western media. Valerie emphasizes that ignorance is not always malicious, but it’s time to reframe the narrative through firsthand experience and platforms like social media. “Ignorance doesn’t always have to be an insult. If you don’t know, you just don’t know better.” – Valerie Obaze 2. The Birth of R&R Skincare Inspired by the birth of her daughter, Valerie sought natural skincare solutions. She discovered liquid shea oil, which became her first product. The brand name “R&R” stands for Rebecca Rose (her daughter’s name) and also Rest & Relaxation. “I wanted to create a product that makes using these raw materials from the continent enjoyable.” – Valerie Obaze 3. From Garage to Global Valerie started in her mother-in-law’s garage, turning it into a compliant mini factory. She had no formal business plan, relying on her PR and branding background. The brand now has three stores: one in Lagos and two in Accra, including one at the airport. 4. Authenticity and African Pride Valerie insists on maintaining the African identity of her brand. She uses locally sourced ingredients and ensures cruelty-free testing. The brand supports women in the supply chain, creating economic opportunities. “We don’t intend to hide that in any way. We just wanted to make raw materials sexy.” – Valerie Obaze 5. Expansion to the U.S. Valerie is expanding R&R Skincare to the U.S., leveraging social media, activations, and PR expertise. Products are manufactured in Africa, but distributed from U.S. warehouses to ensure timely delivery. “We found our tribe over here… and this was the right time to come back to America.” – Valerie Obaze 🧴 Product Highlights Shea Oil – First product, moisturizing and healing. Body Butter – Whipped, light, and rich in essential oils. Liquid Black Soap – Modern take on traditional African cleansing. Hand Cream – Convenient and portable for dry conditions. 🌍 Big Picture Vision Valerie’s goal is to grow an African brand globally, showcasing the richness of African resources and empowering local economies. “This is just a small representative of the entire continent and what it is capable of.” – Valerie Obaze #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tabitha Carr. Founder of Good Girl Chocolate: 🎯 Purpose of the Interview The interview centers on: Dr. Carr’s personal health journey and transformation. The creation and mission behind Good Girl Chocolate. Empowering women through health, wellness, and entrepreneurship. Educating listeners on plant-based lifestyles and moderation. 🍫 Key Takeaways 1. Personal Health Transformation Dr. Carr was placed on blood pressure medication at age 16 and weighed nearly 300 pounds by age 30. She struggled with hormone issues, fibroids, and self-esteem. A shift to natural health and lifestyle changes helped her lose over 80 pounds and reverse her health issues. Quote: “I asked my doctor, why do I have to take medicine? I’m 16. She said, so you don’t have a stroke at 30.” 2. Empowerment Through Education and Action Her chapter in the book Open Your Gifts is titled “Are You Ready to Free Yourself?” and focuses on triumph over health challenges. She emphasizes the importance of self-worth, personal power, and leading with your gifts. Quote: “I felt like a hypocrite… I can’t tell anyone how to live healthy when I’m 300 pounds.” 3. Creation of Good Girl Chocolate Born from her need for a sweet treat during a raw diet. Uses clean, plant-based ingredients: coconut sugar, no dairy, soy, or gluten. Supports various lifestyles: vegan, paleo, Whole30, and diabetic-friendly (with sugar-free options). Quote: “It’s called Good Girl Chocolate because you can eat it every day and still say you’ve been good.” 4. Moderation Is Key Dr. Carr stresses that even plant-based foods should be consumed in moderation. She advises against overindulgence and promotes balance in diet and lifestyle. Quote: “Just because it’s plant-based doesn’t mean you should eat a whole wagon full of potato chips.” 5. Recognition and Growth Good Girl Chocolate has been featured in Grammy and Oscar gift bags. Received a grant from Beyoncé’s BeyGOOD Foundation. Opened a brick-and-mortar store in Oklahoma’s Penn Square Mall. Quote: “I saw my chocolate on the list and cried. It was confirmation I’m doing something right.” 6. Support Network and Faith Credits her parents, sorority sisters (Alpha Kappa Alpha), and friends like Kim Coles for their support. Attributes her success to faith and strong relationships. Quote: “Your network is your net worth… I believe in God. God is first in my life.” 🌟 Notable Moments Rushion McDonald’s enthusiastic endorsement of the chocolate. Dr. Carr’s emotional reaction to Beyoncé’s support. The emphasis on storytelling behind the product, not just its taste. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dexter B. Jenkins. The uploaded document features an insightful conversation with Dexter B. Jenkins, a real estate entrepreneur, financial strategist, and pastor, on Money Making Conversations Masterclass hosted by Rashawn McDonald. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Overcoming Fear in Real Estate Jenkins explains that fear is the biggest obstacle for first-time buyers. He emphasizes education and networking as tools to overcome fear. Faith & Financial Success He discusses the intersection of faith and wealth creation, referencing biblical principles. Jenkins highlights how faith can guide financial decisions and real estate investments. The Real Estate Wealth Creator Blueprint Jenkins shares his personal journey as a second-generation real estate investor. He outlines strategies for building wealth through real estate ownership. The Importance of Partnerships He stresses the value of teaming up with others to invest in real estate. Jenkins explains how clear roles and agreements can prevent conflicts in partnerships. Common Myths About Real Estate Investing He debunks the misconception that large amounts of money are required to invest. Jenkins highlights programs like VA loans and FHA loans that make real estate accessible. Financial Literacy & Generational Wealth He advocates for financial education to ensure wealth is preserved and passed down. Jenkins discusses mentorship and how learning from experienced investors can accelerate success. About Dexter B. Jenkins Dexter B. Jenkins is a faith-based financial mentor, pastor, and real estate investor. He is the author of The Real Estate Wealth Creator Blueprint, which provides strategies for overcoming fear, financial limitations, and inexperience in real estate. Through his work, Jenkins helps individuals build generational wealth by combining faith, financial literacy, and strategic investing. #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.