The Steve Harvey Morning Show

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Gerron Duhon.
Purpose of the Interview
The conversation aimed to:
Highlight the importance of financial literacy for young adults.
Share Jerron Duhon’s personal journey from Lake Charles, Louisiana, to Yale University and into holistic financial planning.
Promote his book “The Purpose of Paper”, which focuses on building generational wealth and breaking harmful financial habits.
Key Takeaways
Personal Journey & Identity Shift
Jerron used football as a “meal ticket” to escape his hometown, but a concussion ended his athletic career, causing an identity crisis.
He pivoted toward financial education and wealth creation, emphasizing long-term planning.

Misconceptions About Wealth
Many young adults believe wealth comes quickly through gambling, sports betting, or flashy investments.
Social media fuels the desire to display wealth rather than build wealth, leading to poor financial decisions.

Financial Habits & Framework
Jerron introduced his AIMS framework: Awareness: Know your current financial state.
Intention: Set clear goals and reverse-engineer steps.
Mindset Change: Focus on future self, not old habits.
Systems: Automate savings and investments to reduce reliance on willpower.


Faith and Finance Connection
Principles like self-control, patience, and hope—fruits of the spirit—are essential for financial discipline.
“Faith without works is dead” applies to money: belief must be paired with action.

Generational Wealth
Gerron stresses taking ownership of your financial future rather than leaving the burden to your children.
Investing should be strategic and long-term, not like playing the lottery.

Practical Advice
Start small but consistent (e.g., $150/month).
Use modern tools like Robinhood for stock investing.
Shift from being a consumer to an owner (invest in companies you use).

Notable Quotes
“Football was my meal ticket… but I realized I didn’t dream far enough.”
“We connect our financial decisions to display wealth instead of to build wealth.”
“Faith without works is dead—just like in finances.”
“Are you going to be the one that changes your generation, or will you leave that pressure on your children?”
“Good advice is timeless.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Heather Younger.
Founder and CEO of a leading employee engagement and workplace culture consulting firm:
🎙️ Interview Summary
Guest: Heather R. Younger
Role: CEO, workplace culture consultant, author, speaker
Topic: Employee engagement, workplace culture, self-leadership, and overcoming fear
🧭 Purpose of the Interview
To explore Heather Younger's journey as a workplace culture expert, her insights into employee engagement, and her new book The Art of Self-Leadership. The conversation centers on empowering individuals to lead themselves, navigate workplace challenges, and overcome fear to unlock personal and professional growth.
🔑 Key Takeaways 1. Employee Advocacy & Engagement
Heather has read over 30,000 employee surveys and facilitated 100+ focus groups.
She emphasizes active listening and creating safe spaces for employees to express concerns.
Her mission is to amplify the voices of employees, especially during organizational transitions like mergers.
2. Self-Leadership & Personal Growth
Heather encourages individuals to be their own advocates and not wait for others (including HR) to “save” them.
She promotes intentional reframing—shifting negative thoughts into rational, empowering ones.
Her new book, The Art of Self-Leadership, includes exercises like fear mapping to help readers identify and overcome internal barriers.
3. Navigating Fear in the Workplace
Heather outlines five ways fear holds people back professionally:
Fear of feedback – avoiding growth due to fear of criticism.
Fear of retribution – hesitating to speak up.
Fear of speaking truth to power – lacking psychological safety.
Inherited fears – generational or cultural fears that shape behavior.
Fear of regret – not taking action and living with “what ifs.”
4. Daily Practices for Mental Strength
Reflect nightly on what went well and what you controlled.
Practice gratitude and mindfulness.
Prioritize sleep, hydration, and mental clarity.
Treat each day as a chance to iterate and improve.
💬 Notable Quotes
“I needed to be the change I was seeking.”
“Feedback is a gift—even if it hurts.”
“You have to fight tooth and nail for your own mental space.”
“Don’t wait to be invited—ask.”
“See yourself as a work in progress, not a finished product.”
📚 Book Mentioned
Title: The Art of Self-Leadership
Focus: Empowering individuals to lead themselves through fear, change, and uncertainty
📞 Contact Info
Website: HeatherYounger.com
LinkedIn: Heather R. Younger
Social Media: Active on YouTube, Facebook, Twitter, Instagram

#STRAW
#BEST
#SHMS
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten.
Purpose of the Interview
The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital.
Key Takeaways
Funding Opportunities & Qualifications
Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding.
Basic qualifications include: Credit score of 680+
Existing credit lines (at least $10,000)
A clear business mission and low-risk profile.


Avoiding Scams
Beware of unsolicited emails/texts promising easy money.
Do your homework: Check companies on Better Business Bureau (BBB).
Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express).

Never share sensitive information without verifying legitimacy.

Importance of a Business Plan
Funding is not free money—you need a strategic plan.
Katrina calls it a “money mission”: know exactly how funds will be deployed.
Without a plan, money disappears quickly, leading to debt and bad credit.

Family & Friends Lending
Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties.
Decide upfront if it’s a gift or a loan.


Services Offered by New Day for You Financial
SBA loans, equipment loans, purchase order financing.
Lines of credit and 0% interest credit cards (18–21 months).
Credit card stacking for higher funding amounts.
Credit restoration referrals for those with poor credit.

Success Story
Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan.

Notable Quotes
“If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.”
“We don’t want to be out here racking up good debt and then you’re not going to be responsible.”
“You have to vet companies. Go to BBB, Google them, and check their credibility.”
“If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.”
“We say if you don’t get anything, we don’t get paid.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard.
Purpose of the Interview
The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned.
Key Takeaways
Background and Career Path
Latrease has a finance degree and started in investment operations in 1999.
Transitioned from auto financing and co-owning a car dealership to mortgage lending.
Became an independent mortgage broker in 2022 after being laid off during rising interest rates.

Role of an Independent Mortgage Broker
Holds her own license and partners with multiple lenders to offer tailored loan products.
Advocates for borrowers to ensure they get the right product, not just approval.
Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges.

Home Financing Insights
Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance.
Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs.
FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers.

Credit Challenges
Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates.
Latrease consults and provides “what-if” scenarios to help clients improve credit over time.

Entrepreneurial Lessons
Mistakes: Starting without enough capital and a strong pipeline; economic timing matters.
Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent.

Notable Quotes
On independence:
“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.”

On reverse mortgages:
“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.”

On credit challenges:
“Programs go as low as 500 credit score, but those borrowers need 10–20% down.”

On entrepreneurial advice:
“Make sure you have strong capital and a solid pipeline before stepping out on faith.”

On perseverance:
“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.”

#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jai Johnson.
🧾 Interview Summary
Dr. Jai Johnson appears on Money Making Conversations Masterclass to discuss her work as a medical provider, entrepreneur, and holistic wellness advocate. She shares how her career spans healthcare, beauty, wellness, and empowerment, all rooted in a mission to help individuals transform physically, mentally, and emotionally.
Her approach integrates:
Preventative and family medicine
Beauty and aesthetic services
Mental health and mindset coaching
Community service and giving back
Throughout the interview, she emphasizes that true wellness is holistic, requiring alignment of mind, body, and spirit, and that success stems from self-awareness, discipline, and purpose-driven living.
🎯 Purpose of the Interview
The interview serves multiple purposes:
1. Educate
Inform listeners about integrated healthcare and aesthetic services
Highlight the importance of root-cause analysis, not just symptom treatment
2. Inspire
Motivate individuals to overcome challenges and pursue their goals
Reinforce personal accountability and self-belief
3. Promote Entrepreneurship
Showcase how healthcare professionals can build multi-dimensional businesses
Encourage self-promotion and brand building
4. Empower the Community
Stress access to care, mental wellness, and community uplift
Promote her conference and services as tools for transformation
🔑 Key Takeaways 1. Holistic Health Is Essential
Health goes beyond physical symptoms—it includes mental, emotional, and spiritual well-being
Treatment begins with a full assessment and understanding of the person
She focuses on the “root cause” and overall condition rather than isolated issues [Dr. Jai Jo...(Podcast) | Txt]
2. Mindset Drives Results
Success starts internally—without the right mindset, external solutions fail
Discipline and consistency are required for transformation
“Your mindset has to be in line with your body to…conquer any of your goals” [Dr. Jai Jo...(Podcast) | Txt]
3. Accountability Is Non-Negotiable
Clients must be willing to follow guidance
Practitioners can guide, but change depends on the individual
“Accountability is everything… I can only do what you allow me to do” [Dr. Jai Jo...(Podcast) | Txt]
4. Pain Can Be a Source of Power
Personal struggles can become motivation for growth and purpose
Emotional pain is just as impactful as physical pain
She explains that pain “doesn’t determine who you are” but can motivate transformation [Dr. Jai Jo...(Podcast) | Txt]
5. Self-Promotion Is Necessary
Entrepreneurs must actively communicate their value
Visibility drives opportunity and business success
“If you don’t talk about yourself… it don’t make sense” [Dr. Jai Jo...(Podcast) | Txt]
6. Integration of Health, Beauty, and Business
Her services combine: Facials, skincare, and aesthetics
Weight management
Pain management without narcotics
Meditation and wellness coaching

All tied together through her broader empowerment mission
7. Community and Safe Spaces Matter
People need supportive environments to heal and grow
Her conference and services create spaces for shared healing and expression
“Silence holds people hostage… you have to release it so you can move forward” [Dr. Jai Jo...(Podcast) | Txt]
8. Five Core Pillars Define Her Work
Her brand is built on:
Healthcare & wellness
Beauty
Education & professional development
Healing & personal transformation
Leadership, media & empowerment [Dr. Jai Jo...(Podcast) | Txt]
💬 Notable Quotes
Here are some of the most impactful quotes from the interview:
On Purpose & Passion
“Medical was my compassion… my profession… my purpose.” [Dr. Jai Jo...(Podcast) | Txt]
On Mindset
“Your mindset has to be in line with your body.” [Dr. Jai Jo...(Podcast) | Txt]
On Accountability
“Accountability is everything.” [Dr. Jai Jo...(Podcast) | Txt]
On Pain & Growth
“It doesn’t determine who you are… it made me who I am today.” [Dr. Jai Jo...(Podcast) | Txt]
On Self-Promotion
“If you don’t talk about yourself… it don’t make sense.” [Dr. Jai Jo...(Podcast) | Txt]
On Confidence
“I need for you to walk with your head up… keep moving forward.” [Dr. Jai Jo...(Podcast) | Txt]
On Healing
“Silence holds people hostage.” [Dr. Jai Jo...(Podcast) | Txt]
✅ Bottom Line
Dr. Jai Johnson’s interview is a holistic blueprint for personal and professional transformation, emphasizing that:
Real success begins internally
Health, beauty, and mindset are interconnected
Pain can fuel growth
Accountability and discipline are critical
Self-promotion is essential for entrepreneurial success
Her message blends wellness, motivation, and business strategy, positioning her as both a healthcare provider and an empowerment leader.
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.