The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dave Charest.
Summary of the Dave Charest Interview
In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Dave Charest, Director of Small Business Success at Constant Contact, a leading digital marketing platform. Charest discusses the rising wave of entrepreneurship, the foundational importance of email and direct‑to‑customer channels, common mistakes new business owners make, and how AI is reshaping small‑business marketing. He provides practical guidance on marketing consistency, channel selection, building community relationships, and using technology to scale.
Throughout the conversation, Charest emphasizes that while small businesses often lack marketing expertise, they possess a valuable advantage: real, human relationships that can be strengthened through consistent communication.

Purpose of the Interview
The purpose of Rushion McDonald’s conversation with Dave Charest is to:
1. Educate new and aspiring entrepreneurs
Charest breaks down the basics of digital marketing—email, social, SMS—and how to begin building a strong marketing foundation.
2. Highlight the key trends driving the entrepreneurship boom
He explains motivations like work–life balance, independence, and financial potential that inspire people to launch businesses.
3. Provide practical, actionable marketing advice
Especially around consistency, choosing marketing channels, and building direct customer relationships.
4. Introduce how AI can simplify and amplify marketing
Charest showcases tools that help business owners quickly generate content, develop campaigns, and analyze customer behavior.
Key Takeaways 1. Direct relationships (email/SMS) outperform social media
Email offers ownership, stability, and higher ROI—unlike social platforms that can change algorithms or visibility overnight. Charest stresses that “the money is in the list.”
2. You don’t need huge numbers to be effective
Small businesses often see high open and engagement rates because followers know and trust them.
3. Consistency matters more than platform choice
Whether you choose Instagram, LinkedIn, TikTok, or email, the biggest driver of marketing success is showing up regularly.
4. Start small—don’t overwhelm yourself
One of the biggest mistakes entrepreneurs make is trying to do everything at once. Begin with the basics and grow steadily.
5. Community is a crucial marketing asset
Local businesses thrive when they maintain strong connections with nearby businesses, customers, and community networks.
6. Entrepreneurs face challenges—but resilience wins
Charest notes that small business owners rarely have a “Plan B,” which pushes them to adapt and continue learning.
7. AI is transforming small‑business marketing
Constant Contact offers tools to:
Generate emails and content
Summarize content for social
Build full marketing campaigns
Analyze behavior from large email lists to recommend actions
Notable Quotes (from the transcript)
Here are direct paraphrases and key phrases—not copyrighted material but drawn from the transcript:
On email vs. social
“There’s a $36 return for every $1 invested in email—but what matters is that you own the relationship.”

“If a social platform goes away, so does your following. Email is a direct line.”

On audience size
“Big numbers aren’t necessary—small lists can see 50% open rates and strong engagement because those people actually care.”
On entrepreneurship motivations
“People want better work‑life balance, independence, and financial potential.”
On mistakes
“A big mistake is trying to do too much at once. Start small and stay consistent.”
On community
“Digital marketing should extend real relationships—not replace them.”
On choosing platforms
“Where your audience spends time matters, but so does where you can show up consistently.”
On AI’s role
“AI can generate emails, build campaigns, and analyze audience data—saving you time for what you’d rather be doing.”
#SHMS #STRAW #BEST
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed T.M. Robinson-Mosley.
Summary of the Interview: Dr. T.M. Robinson-Mosley on Money Making Conversations Masterclass
Dr. T.M. Robinson-Mosley—founder of The Playbook, an award‑winning mental‑health‑performance sports‑tech company—joins Rushion McDonald to discuss how her platform is transforming athlete care, team culture, and performance measurement. The Playbook uses AI‑powered, gamified psychological assessments to measure stress, resilience, and overall mental well‑being across youth, collegiate, professional, and military sports environments.
Mosley explains how mental health—long treated as unmeasurable and stigmatized—is finally becoming trackable, private, and actionable. The Playbook provides real‑time alerts, data‑driven insights, and ecosystem‑wide tools for coaches, trainers, clinicians, and entire organizations.
She also shares her journey as a non‑coding tech founder, the scaling challenges brought on by the pandemic, and the broader impact The Playbook is poised to have across corporate, construction, military, and other high‑stress fields.
Purpose of the Interview 1. Introduce and explain The Playbook
To present The Playbook as a next‑generation mental health performance platform that quantifies mental well‑being, provides action plans, and enhances team culture.
2. Elevate the conversation around athlete mental health
Mosley breaks down stigma, highlights real athlete stories, and explains why mental analytics are as critical as physical analytics.
3. Show how the platform uses technology to prevent crises
The Playbook provides early detection, privacy protection, and immediate care support—catching problems before they become crises.
4. Highlight the expansion beyond sports
Although built in sports, the platform is already being requested by industries like construction, healthcare, first responders, and more. ]
5. Demonstrate the business model
As a SaaS B2B platform, The Playbook sells licensed subscriptions to organizations, teams, and associations.
Key Takeaways 1. Mental health can be measured—and must be
The Playbook converts psychological assessments into quantifiable metrics similar to heart rate or step count.
Athletes receive resilience, stress, and well‑being scores—like a “mental batting average.”
2. The platform offers real-time alerts
If an athlete’s score enters the “red zone,” coaches/clinicians receive immediate alerts with steps to take within 24 hours.
3. Privacy is paramount
The Playbook is HIPAA‑compliant, mobile, secure, and built to protect athlete data from misuse (e.g., contract negotiations).
4. Mental analytics are the next frontier of sports
Teams already use physical analytics. Now they can use mental analytics to track performance, prevent burnout, and reduce crises.
5. Built for the entire ecosystem—not just athletes
Coaches, front offices, sports medicine staff, and military leadership also use the platform—promoting culture-wide mental health.
6. The Playbook is expanding beyond sports
Industries with high stress—construction, medicine, law, emergency responders, veterinarians—are already approaching Mosley to adapt the system.
7. A critical solution for underserved communities
The platform makes mental health care accessible, private, digital, and stigma‑free—especially for youth and communities of color.
8. Performance is universal
Whether you’re an athlete, military member, parent, or worker—your mental state impacts how you perform. Performance is “agnostic.” [
9. Mosley’s journey shows innovation can come from anywhere
She is a non‑coding tech founder, originally trained as a psychologist working across the NBA, NFL, NCAA, and Olympic sports. [T.M. ROBINSON MOSLEY | Txt]
Notable Quotes On what The Playbook does
“We measure mental health metrics like resilience, stress and overall well‑being using gamified psych assessments.”

“Mental health becomes measurable—like a batting average.” [

On why athletes need this
“Elite athletes report battling depression and anxiety so severe they find it difficult to function, let alone perform.”
On the power of technology
“If we don’t measure something, we’re saying it doesn’t matter.”
“We use AI and machine learning to quantify mental health status.”
On privacy
“We are a HIPAA‑compliant platform… we don’t sell your data.”
On team culture
“Building a winning team culture is everybody’s everyday work.”
On mental and physical health
“If you are not mentally healthy, you are not able to perform at the highest level.”
On the future outside sports
“Who doesn’t want to train like an athlete?”
“Performance is agnostic.”
On purpose
“How do we make something exclusive accessible?”
“This is mental health care—it’s just a different version of it.”
In One Sentence
The interview reveals how Dr. T.M. Robinson-Mosley’s Playbook uses AI‑driven mental health metrics to revolutionize athlete care, provide real‑time performance insights, and expand mental wellness tools far beyond sports into everyday life.
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tammeca Rochester.
SUMMARY OF THE TAMMECA ROCHESTER INTERVIEW
From “Money Making Conversations Master Class” with Rushion McDonald
1. Purpose of the Interview
The interview was designed to:
Spotlight Tammeca Rochester, founder and CEO of Harlem Cycle, and her journey from engineering and corporate marketing into entrepreneurship.
Highlight the importance of holistic wellness, community‑based fitness, and representation within the fitness industry.
Inspire entrepreneurs—especially Black women—to pursue business ownership, develop strong business plans, and stay committed to their vision despite barriers.
Overall, the interview serves as both a success story and a lesson in entrepreneurship, community impact, and personal transformation.
2. Summary of Key Themes A. Re‑Defining Herself Through Education & Career Changes
Tammeca explains why she pursued multiple degrees—from Spelman and Georgia Tech to NYU Stern—and how each phase of her life motivated a new direction. She began in engineering, shifted to business, and ultimately found her passion in wellness.
B. The Birth of Harlem Cycle
Launched out of personal stress relief and a desire for culturally inclusive fitness spaces.
Indoor cycling reminded her of joyful childhood bike rides in Atlanta.
She wanted a wellness space where Black people felt seen, represented, and culturally connected—something missing from other cycling studios she attended.
C. Building a Community-Centered Fitness Brand
Harlem Cycle blends movement, music, and culture, playing the genres she grew up with—reggae, soca, hip‑hop—and fostering a socially connected environment.
She stresses that fitness isn’t just physical but also emotional and mental health.
D. Entrepreneurship: The Real Story
Tammeca self‑financed her business after being denied a bank loan.
She built her studio while still working full‑time and caring for a young child.
Her first year was grueling—waking up at 5:30am and working until after 9pm daily.
She emphasizes the importance of writing a business plan, using realistic projections, and staying true to your vision.
E. Mentorship, Representation, and Industry Impact
Over 60% of her team began as Harlem Cycle clients she later trained to become instructors.
She aims to shift the fitness industry to include more diverse voices and accessible community wellness options.
She plans for expansion, opening a third Harlem Cycle location in Newark to serve another community with limited wellness options.
3. Key Takeaways 1. You can redefine yourself at any point in life.
“We can always redefine ourselves at any moment in life.”
2. Wellness must address the whole person.
“Fitness is not just physical… it’s emotional and mental well‑being.”
3. Create community spaces where people feel represented.
Tammeca built Harlem Cycle because she felt isolated in other fitness spaces as the only person of color. She wanted a studio rooted in Black culture and community.
4. Entrepreneurship requires discipline, planning, and sacrifice.
“Write out your plan… and stay true to your plan.”
“Just because you build it doesn’t mean they’ll come.”
5. Community impact drives her business model.
Harlem Cycle isn’t just a workout studio—it's a culturally rooted community center focused on mental, emotional, and physical health.
6. Representation & mentorship matter.
“60% of my team started as clients that we trained.”
4. Memorable Quotes
Here are the strongest, most quotable lines from Tammeca:
On Reinvention
“Each time has been a moment in life where I evolved because of a goal I personally wanted.”
On Holistic Fitness
“Fitness to me is all about how we take care of our bodies—not just our physical body, but our emotional well‑being, our mental well‑being.”
On Creating Harlem Cycle
“I didn’t want to be the only person of color in the room—again. I wanted a place where my community could be seen.”
On Entrepreneurship
“Just because you build it doesn’t mean they’ll come… back down those numbers by 90%.”
On Community Impact
“We’re changing the fitness industry… starting here in Harlem by training our clients to be part of the wellness industry.”
On Cultural Integrity
“We don’t care about competition here—it’s about community.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Demond Martin.
Co‑founder and CEO of Well With All, a Black‑owned purpose‑driven wellness brand—joins Rushion McDonald to discuss health equity, entrepreneurship, his life story, his upcoming book Friends of the Good, and his new $1M AI Health Equity Prize.
Martin shares how his difficult upbringing in the projects and rural North Carolina shaped his commitment to giving back. After a successful 21‑year career as the only Black partner at a major hedge fund, he launched Well With All to merge consumer products, wellness, and social impact. The brand donates 20% of its profits to health‑equity initiatives.
He discusses product innovation, the importance of supplements in underserved communities, the power of Black longevity, and the need to prepare younger generations for healthier futures. He also explains his upcoming book—which uses Aristotle’s philosophy of “friends of the good” to show how meaningful relationships enable success.
The conversation is energetic, inspirational, and focused on using business as a force for social good.
🎯 Purpose of the Interview
The interview aims to:
1. Introduce Well With All
A wellness company offering supplements and energy drinks while funding health‑equity solutions.
2. Share Martin’s Personal Journey
From poverty, trauma, and instability → to White House, Harvard Business School, and a top hedge fund.
3. Promote His Book, Friends of the Good
A philosophy‑driven exploration of friendship, mentorship, and community.
4. Announce the $1 Million AI Prize
A major initiative to scale AI tools that close health‑equity gaps.
5. Encourage Health Awareness in Underserved Communities
Particularly around longevity, dietary choices, energy consumption, and supplement use.
🔑 Key Takeaways 1. Health Equity Drives the Mission
Martin emphasizes that health is a human right and disparities in nutrition, maternal health, and mental‑health access must be addressed.
2. Well With All = Social Impact + Consumer Products
The company donates 20% of profits and creates healthier alternatives (energy drinks, supplements) to replace harmful daily habits like sugary sodas.
3. Personal Story Fuels Commitment
He overcame poverty, a traumatic home life, and limited opportunity—and believes he survived because others poured into him.
4. Mentorship Changed His Life
Major turning points included:
Student body president at UNC Charlotte
Assistant to the White House Chief of Staff
HBS acceptance
Training under hedge‑fund leader Phil Gross
5. Expertise Matters
His success with Well With All is grounded in 21 years as an investor specializing only in consumer companies.
6. AI Can Close Health Gaps
The $1M Well With All Prize supports AI tools already impacting at least 1,000 lives with the potential to scale to 100,000+.
7. Black Longevity Documentary
His company created a film (NAACP Image Award–nominated) featuring Black elders aged 85–106 to redefine narratives around Black health.
8. The Power of Friendship
His book teaches readers how to identify “friends of the good,” the relationships that define one’s path and joy.
🗣️ Notable Quotes from Demond Martin (from the transcript)
(All quotes sourced from:)
On Health Equity
“Health is a human right. Everyone deserves nutritious food… everyone deserves to see a doctor.”
“Where With All is not just a brand—it's a movement.”
On His Upbringing
“I grew up in the projects… lived in a trailer… had a heroin addict as a stepfather. I’ve seen things that gave me perspective.”
On Perspective and Survival
“If this was me at 14… I’d be dead or in jail.”
On His Mission
“I need to start giving back today. I’ve lived a life of giving back—my parents and grandparents instilled that in me.”
On Product Philosophy
“Small, incremental choices add up. Replacing one sugary soda a day is 45,000 fewer calories a year.”
On Expertise
“All I did for 21 years is invest in consumer companies. That was my expertise.”
On Friendship & His Book
“Show me your friends, I’ll show you your future.”
“Friendship is one of the most essential elements of joy.”
On Confidence & Mastery
“Five years into my career, I knew I knew what the hell I was doing.”
On AI
“We’re not rewarding ideas—we’re rewarding impact.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten.
Purpose of the Interview
The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital.
Key Takeaways
Funding Opportunities & Qualifications
Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding.
Basic qualifications include: Credit score of 680+
Existing credit lines (at least $10,000)
A clear business mission and low-risk profile.


Avoiding Scams
Beware of unsolicited emails/texts promising easy money.
Do your homework: Check companies on Better Business Bureau (BBB).
Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express).

Never share sensitive information without verifying legitimacy.

Importance of a Business Plan
Funding is not free money—you need a strategic plan.
Katrina calls it a “money mission”: know exactly how funds will be deployed.
Without a plan, money disappears quickly, leading to debt and bad credit.

Family & Friends Lending
Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties.
Decide upfront if it’s a gift or a loan.


Services Offered by New Day for You Financial
SBA loans, equipment loans, purchase order financing.
Lines of credit and 0% interest credit cards (18–21 months).
Credit card stacking for higher funding amounts.
Credit restoration referrals for those with poor credit.

Success Story
Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan.

Notable Quotes
“If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.”
“We don’t want to be out here racking up good debt and then you’re not going to be responsible.”
“You have to vet companies. Go to BBB, Google them, and check their credibility.”
“If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.”
“We say if you don’t get anything, we don’t get paid.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
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