The Steve Harvey Morning Show

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield.
Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:
🔑 Key Themes & Takeaways 1. Melanin Money: A Mission-Driven Firm
Co-founded by Carter Cofield and a financial advisor friend to serve the Black community.
Focuses on helping business owners save on taxes and invest wisely.
Aims to close the wealth gap and promote financial independence.
2. Authenticity as a Brand
Carter left corporate America after being told to hide his success and identity (e.g., facial hair, tattoos, car).
Built his brand by being unapologetically himself—fun, energetic, and passionate about financial literacy.
His authenticity has helped him connect with a wide audience and become a standout in a traditionally “boring” industry.
3. Personal Tragedy & Financial Awakening
Lost both parents by age 16.
Used grief as motivation to excel academically and professionally.
Learned the importance of financial literacy after receiving only $5,000 from a $25,000 life insurance policy following his father’s death.
4. Financial Literacy & Health
Believes “health is wealth and wealth is health.”
Poor financial decisions often lead to poor health decisions (e.g., fast food due to affordability).
Financial stress can directly impact physical and mental well-being.
5. Melanin Money Awards
Annual event in Atlanta (July 18–20) celebrating Black wealth and financial milestones.
Awards given for reaching net worth goals ($100K, $500K, $1M, $10M).
Designed to make wealth-building visible and celebrated in the Black community.
6. Generational Wealth: Redefined
Not just about leaving money to your kids.
True generational wealth means your money lasts for multiple generations.
Involves setting up trusts, investments, and financial education for future heirs.
7. Free Weekly Financial Classes
Carter hosts free money classes every Wednesday at 7 PM ET.
Accessible via his Instagram: @cofield_advisors
💬 Notable Quotes
“Fear is Finally Exiting Average Reality.”
“It’s okay to sleep in late when your money woke up early.”
“The scariest thing is getting to the end of your life and realizing you never truly lived.”
#SHMS #STRAW #BEST
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Pastor Dexter Jenkins.
Purpose of the Interview
The interview aimed to educate and inspire listeners about wealth creation through real estate and financial literacy, particularly for individuals over 50. Pastor Jenkins shared strategies for building generational wealth, shifting mindsets about money, and leveraging real estate as a primary tool for financial independence.
Key Takeaways
Intersection of Faith, Finance, and Business
Pastor Jenkins emphasizes that faith and financial success are not mutually exclusive. He advocates using biblical principles as a success manual, especially from Proverbs.

Real Estate as “Low-Hanging Fruit” for Wealth
Real estate is one of the simplest and most effective ways to build wealth because land is finite and historically valuable.

Mindset Over Money
Wealth building starts with changing beliefs about money. Many misconceptions learned in childhood or church need to be unlearned.

Refire, Don’t Retire
For those over 50, Jenkins encourages leveraging life experience to create new income streams instead of slowing down.

Social Security Reality Check
The average Social Security check (~$1,400/month) is insufficient for most Americans, highlighting the need for personal wealth strategies.

The SHIP Method
Stewardship: Direct your money intentionally.
Ownership: Own assets that appreciate and generate cash flow.
Entrepreneurship: Consider business ownership as a wealth-building tool.

Education Before Action
Start with learning—books, podcasts, seminars—before diving into real estate or other ventures.

Community Wealth Building
Jenkins supports initiatives like “buying back the block” to revitalize neighborhoods and build collective wealth.

Secrets to Success
Desire, planning, education, and execution are essential. Dreams without plans remain dreams.

Upcoming Resources
Jenkins is releasing a book: The Real Estate Wealth Creation Blueprint, offering practical steps for using real estate to build wealth.

Notable Quotes
“Real estate is the lowest hanging fruit on the wealth creation tree.”
“People came here to work the land—now it’s time for us to own it.”
“It’s not time to retire; it’s time to refire.”
“Social Security was designed for a different era. You can’t live on $1,400 a month in America.”
“The Bible is more than religion—it’s a success manual.”
“If you don’t have a desire for wealth, we can talk all day and nothing will change.”
“Stewardship, Ownership, Entrepreneurship—those are the pillars of wealth.”
#SHMS #STRAW #BEST
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed El' Deity Princey.
📝 Summary of the Interview
El' Deity Princey is a transformational master coach, author, and speaker with a background in social science, neuroscience, and trauma recovery. In this powerful and deeply personal interview, she shares her journey from childhood trauma and dysfunction to becoming a high-achieving coach helping others reprogram their minds, cut toxic ties, and build wealth-driven lives. Her book, Monetize a Mind That’s Colonized, and her coaching business, 11 Master Consulting, are tools she uses to empower others to transcend adversity and manifest success.
🔑 Key Takeaways 1. Mindset is the Foundation of Wealth
“Energy is currency.” True prosperity begins with internal transformation.
Reprogramming the subconscious mind is essential to breaking free from societal conditioning and limiting beliefs.
2. Cutting Toxic Ties
Toxic relationships—whether personal, familial, or professional—drain energy and hinder growth.
“When you cut toxic ties, you thrive.”
Applies to both employees and employers: focus on those who contribute positively to your mission.
3. Coaching vs. Therapy
Coaching focuses on present and future goals, while therapy often addresses past trauma.
El' Deity emphasizes accountability, strategy, and results in her coaching practice.
4. Routine Builds Wealth
Daily habits, environment, and self-care routines are critical to building internal and external wealth.
“Everyone has a gift. Everyone has a talent.” Routine helps unlock and monetize those gifts.
5. Healing from Trauma
She shares her personal experience with Adverse Childhood Experiences (ACES) and how childhood PTSD mirrors veteran PTSD.
Her journey from dysfunction and cult-like environments to academic and personal success is a testament to resilience.
6. Manifestation Requires Action
Her concept of “Coagulation Law” emphasizes that belief alone isn’t enough—resources and action are required to manifest goals.
Life is like Monopoly: strategy and movement are key to winning.
7. Empowering Language
Words shape reality. Avoid saying “I’m struggling”—instead, affirm your intelligence and capability.
“Speak life into yourself.”
8. Client Success Stories
She helped a client leave a toxic home, pursue her talents, and attract a supportive partner—demonstrating how mindset shifts lead to real-world success.
9. Accessibility & Services
Offers free live coaching on TikTok three times a week.
Book: Monetize a Mind That’s Colonized is available on Amazon under her real name, Princess Halo.
Coaching and courses available through 11 Master Consulting.
💬 Notable Quotes
“When you master your emotions, you master your reality.”
“Healing doesn’t take years—it takes intention.”
“I got tired of begging for crumbs of love and began to give myself loads of love.”
“Your self-image is what you attract.”
“Are you tired yet? If yes, it’s time to pivot.”
#SHMS #STRAW #BEST
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jasmine Young.
Founder and president of the Financial Literacy Institute. Here's a summary of the key themes and highlights from the conversation:
🎙️ Interview Highlights Jasmine Young’s Background
Born in Jackson, Alabama, and raised in a rural, close-knit community.
Attended Alabama A&M University on a full scholarship, where she decided early on to become a CPA.
Emphasized the value of her HBCU experience in building confidence and professional readiness.
Financial Literacy Mission
Jasmine’s passion for numbers and financial education began early and was nurtured by her family’s practical financial habits.
Her parents instilled financial discipline and responsibility, which she now channels into her mission to spread financial literacy “one family at a time.”
Cultural and Historical Awareness
Jasmine discusses the legacy of Black Wall Street and the importance of economic empowerment in the Black community.
She organizes the Black Wall Street Black Business Expo, which honors the past while promoting modern Black entrepreneurship and civic engagement.
Social Impact and Civic Engagement
Inspired by the aftermath of George Floyd’s murder and the economic power of the Black community, Jasmine emphasizes the importance of using financial influence to drive social change.
She’s considering law school to further her impact, though she currently focuses on financial literacy and community empowerment.
Personal Insights
Jasmine shares her journey from feeling ashamed of her rural upbringing to embracing it as a source of strength and heritage.
She also reveals her musical background and Cherokee ancestry, adding depth to her personal story.

#STRAW
#BEST
#SHMS
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed T.M. Robinson-Mosley.
Summary of the Interview: Dr. T.M. Robinson-Mosley on Money Making Conversations Masterclass
Dr. T.M. Robinson-Mosley—founder of The Playbook, an award‑winning mental‑health‑performance sports‑tech company—joins Rushion McDonald to discuss how her platform is transforming athlete care, team culture, and performance measurement. The Playbook uses AI‑powered, gamified psychological assessments to measure stress, resilience, and overall mental well‑being across youth, collegiate, professional, and military sports environments.
Mosley explains how mental health—long treated as unmeasurable and stigmatized—is finally becoming trackable, private, and actionable. The Playbook provides real‑time alerts, data‑driven insights, and ecosystem‑wide tools for coaches, trainers, clinicians, and entire organizations.
She also shares her journey as a non‑coding tech founder, the scaling challenges brought on by the pandemic, and the broader impact The Playbook is poised to have across corporate, construction, military, and other high‑stress fields.
Purpose of the Interview 1. Introduce and explain The Playbook
To present The Playbook as a next‑generation mental health performance platform that quantifies mental well‑being, provides action plans, and enhances team culture.
2. Elevate the conversation around athlete mental health
Mosley breaks down stigma, highlights real athlete stories, and explains why mental analytics are as critical as physical analytics.
3. Show how the platform uses technology to prevent crises
The Playbook provides early detection, privacy protection, and immediate care support—catching problems before they become crises.
4. Highlight the expansion beyond sports
Although built in sports, the platform is already being requested by industries like construction, healthcare, first responders, and more. ]
5. Demonstrate the business model
As a SaaS B2B platform, The Playbook sells licensed subscriptions to organizations, teams, and associations.
Key Takeaways 1. Mental health can be measured—and must be
The Playbook converts psychological assessments into quantifiable metrics similar to heart rate or step count.
Athletes receive resilience, stress, and well‑being scores—like a “mental batting average.”
2. The platform offers real-time alerts
If an athlete’s score enters the “red zone,” coaches/clinicians receive immediate alerts with steps to take within 24 hours.
3. Privacy is paramount
The Playbook is HIPAA‑compliant, mobile, secure, and built to protect athlete data from misuse (e.g., contract negotiations).
4. Mental analytics are the next frontier of sports
Teams already use physical analytics. Now they can use mental analytics to track performance, prevent burnout, and reduce crises.
5. Built for the entire ecosystem—not just athletes
Coaches, front offices, sports medicine staff, and military leadership also use the platform—promoting culture-wide mental health.
6. The Playbook is expanding beyond sports
Industries with high stress—construction, medicine, law, emergency responders, veterinarians—are already approaching Mosley to adapt the system.
7. A critical solution for underserved communities
The platform makes mental health care accessible, private, digital, and stigma‑free—especially for youth and communities of color.
8. Performance is universal
Whether you’re an athlete, military member, parent, or worker—your mental state impacts how you perform. Performance is “agnostic.” [
9. Mosley’s journey shows innovation can come from anywhere
She is a non‑coding tech founder, originally trained as a psychologist working across the NBA, NFL, NCAA, and Olympic sports. [T.M. ROBINSON MOSLEY | Txt]
Notable Quotes On what The Playbook does
“We measure mental health metrics like resilience, stress and overall well‑being using gamified psych assessments.”

“Mental health becomes measurable—like a batting average.” [

On why athletes need this
“Elite athletes report battling depression and anxiety so severe they find it difficult to function, let alone perform.”
On the power of technology
“If we don’t measure something, we’re saying it doesn’t matter.”
“We use AI and machine learning to quantify mental health status.”
On privacy
“We are a HIPAA‑compliant platform… we don’t sell your data.”
On team culture
“Building a winning team culture is everybody’s everyday work.”
On mental and physical health
“If you are not mentally healthy, you are not able to perform at the highest level.”
On the future outside sports
“Who doesn’t want to train like an athlete?”
“Performance is agnostic.”
On purpose
“How do we make something exclusive accessible?”
“This is mental health care—it’s just a different version of it.”
In One Sentence
The interview reveals how Dr. T.M. Robinson-Mosley’s Playbook uses AI‑driven mental health metrics to revolutionize athlete care, provide real‑time performance insights, and expand mental wellness tools far beyond sports into everyday life.
#SHMS #STRAW #BEST
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