The Steve Harvey Morning Show

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Alaysia Miller.
A certified nurse practitioner, travel nurse practitioner, and founder of NP Luxe CPR, a Florida-based CPR training company.
Alaysia discusses her journey from nurse to travel nurse practitioner, how frontline burnout pushed her into entrepreneurship, and why she launched a CPR education business. She explains the financial and lifestyle advantages of travel nursing, the importance of mentorship, the realities of entrepreneurship, and the major CPR survival gap in Black and underserved communities.
Rushion and Alaysia also dive into leadership, negotiating contracts, building a lucrative CPR business, and empowering community health through education.
🎯 Purpose of the Interview
The interview aims to:
1. Showcase a path to financial freedom through nursing entrepreneurship
By highlighting travel nurse contracting and CPR instruction as viable wealth‑building vehicles.
2. Highlight the importance of CPR education in underserved communities
Especially addressing the survival gap in Black communities due to low CPR literacy.
3. Encourage aspiring entrepreneurs—especially women and healthcare workers
By sharing Alaysia’s experiences with mentorship, confidence building, and launching a service-based business.
4. Educate listeners on the realities of entrepreneurship
Including time demands, imposter syndrome, and the need for consistency and proper pricing.
🔑 Key Takeaways 1. Travel Nurse Practitioners Have High Earning Potential
As a staff NP she would earn $100k per year, but as a travel NP she earned $100k in six months while gaining time freedom and flexibility.
Travel NP work is paid via 1099, opening the door to tax write-offs, investment flexibility, and entrepreneurial benefits.
2. Burnout Was the Catalyst for Change
Working six days a week during COVID and the pressure of commercialized urgent-care systems led to burnout, weight gain, and loss of self. This pushed Alaysia toward traveling, where she worked half the time for double the pay.
3. CPR Survival Rates Are Lower in Black & Underserved Communities
Alaysia explains that lack of exposure, knowledge, and basic emergency training leads to significantly lower cardiac survival rates in communities of color.
She addresses this through her nonprofit We Push Health, which brings CPR and medical education to rural and urban communities.
4. You Don’t Need to Reinvent the Wheel—Mentorship Is Key
She learned about mentorship in 2024 and emphasizes that mentors help you avoid costly mistakes and speed up your path.
“Find someone who is the ideal image of what you want to be and mimic what they do.”.
5. CPR Businesses Are Lucrative and Accessible
Almost every industry requires CPR certification:
Healthcare
Schools & daycares
Gyms
Police & fire departments
Hotels
Tattoo studios
These make CPR instruction a strong side hustle or full-time business, especially for healthcare professionals who already understand the material.
6. Entrepreneurship Requires Real Work
Alaysia breaks down the less glamorous side of building a business:
Imposter syndrome
The need for consistent marketing
Pricing confidently
Long hours initially
Learning branding, systems, and follow-up
“You only eat what you kill.”.
7. Communication and Adaptability Are Leadership Superpowers
Travel nursing requires walking into unfamiliar environments and leading without overpowering. She emphasizes:
Reading the room
Adjusting communication styles
Delegating the right way
Being assertive but team-oriented
“Adaptability is number one.”.
8. Negotiation Skills Changed Her Entire Career
She learned to stop undervaluing herself and start negotiating confidently:
First contract: underpriced
Second contract: raised rates dramatically
Uses supply‑and‑demand to justify price increases
“You miss 100% of the shots you never take.”.]
🗣️ Notable Quotes On Entrepreneurship
“If you know how to save a life, don’t you think you know how to run a business?”.
“You only eat what you kill.”.
On Burnout
“I lost myself giving it to a job.”.
On Community Health
“They can’t know what they don’t know.”
“Survival rates for cardiac arrest are significantly lower in communities of color because they lack access to basic emergency skills.”.
On Mentorship
“You don’t have to reinvent the wheel to be successful.”
“Find someone who is the ideal image of what you want to be.”.
On Negotiation
“What’s the worst they can say? No.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Marcus Sonnier.
Founder of Snowie Atlanta:
🎯 Purpose of the Interview
To showcase Marcus Sonnier’s journey from corporate America to entrepreneurship, highlight the inspiration behind Snowie Atlanta, and share insights on financial literacy, legacy-building, and faith-driven decision-making.
🔑 Key Takeaways 1. From Corporate VP to Entrepreneur
Marcus left a successful career as VP of PR supervision at a financial services firm to start Snowie Atlanta.
He worked both jobs for five years before fully transitioning.
His leap was guided by faith and a desire for self-reliance.
“I looked at my wife and said, ‘Hey, I'm getting one more bonus check. And then I'm jumping off the plane.’”
2. The Product: Shaved Ice with a Twist
Snowie Atlanta offers customizable shaved ice with self-serve flavor stations.
Inspired by childhood experiences in Louisiana with snowball stands.
“We give away the shaved ice, but we sell you the smiles.”
3. Family Legacy & Financial Literacy
Marcus started the business to teach his sons about money—earning, saving, investing, and giving.
His sons were involved from the beginning, learning entrepreneurship firsthand.
“I said, guys, look, we're going to be entrepreneurs in this business. We're going to do it together.”
4. Faith as a Driving Force
Marcus credits divine guidance for his journey and connections.
He views his business as a calling and a platform for community impact.
“I could feel God in my spirit saying, ‘Oh, you trust me, you really do.’”
5. Community Impact & Expansion
The goal is to become a staple attraction and enhance the fan experience.
“I want all kids to want to go to a Braves game… to get a Snowie and have an experience.”
6. Giving Back
Snowie Atlanta participates in fundraising for schools, churches, and nonprofits.
Marcus finds joy in writing checks back to organizations that serve the community.
💬 Notable Quotes
“You may not get everything you work for, but you will work for everything you get.”
“We serve memories.”
“I’m just trying to be obedient and do what I think God wants me to do in this business.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin.
Senior Director of Public Education and Advocacy at Experian.
🎯 Purpose of the Interview
To educate listeners on fraud prevention, identity theft, credit management, and financial literacy. The conversation aims to empower individuals—especially those in underserved communities—to take control of their financial health using tools and resources provided by Experian.
🗝️ Key Takeaways 1. Fraud & Identity Theft Awareness
Identity theft is increasingly sophisticated, often driven by AI.
Quote: “The currency of today isn’t necessarily cash—it’s information.”
2. Experian’s Role
Experian is one of the three major credit bureaus.
Offers tools for fraud detection, identity verification, and credit monitoring.
Quote: “We help protect people from fraud and identity theft… and help them improve their financial lives.”
3. Understanding Credit Scores
Credit scores range from 300 to 850, with categories from “Poor” to “Excellent.”
Key factors: payment history, credit utilization, length of credit history, types of credit, and recent activity.
Quote: “Banks like people who are boring. Just pay the bills on time and keep balances low.”
4. Free Resources
Free credit reports available weekly via AnnualCreditReport.com.
Experian offers free monitoring, alerts, and FICO scores.
Quote: “There’s no real reason to pay for a credit report today.”
5. Establishing & Rebuilding Credit
Tools like Experian Go and Experian Boost help users build or rebuild credit using non-traditional data (e.g., rent, utilities, streaming services).
Quote: “You can go from no credit history to having a report and score in the 630 range—in minutes.”
6. Financial Savviness
Being financially savvy means controlling your money, not letting it control you.
Use credit cards strategically for rewards and pay balances in full.
Budgeting and goal-setting are essential.
Quote: “Start from a goal perspective… What do you want to do in life?”
7. Insurance Savings
Experian’s auto insurance marketplace helps users compare and save.
Average savings: ~$800/year.
Quote: “We’ll monitor for you… and tell you if we find a better rate.”
8. Practical Tips
Audit monthly bills for hidden charges.
Use loyalty programs and coupons to save on groceries and gas.
Quote: “I shop so much I get free food… $6, $8, $9 savings add up.”
🧠 Final Message
Rod Griffin emphasizes that financial literacy is about empowerment. By understanding your credit, using available tools, and setting clear goals, you can take control of your financial future.
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.
Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:
🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach
Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
First Black-owned digital bank (since 2005).
Serves customers in all 50 states.
Offers accessible, affordable financial services and promotes financial literacy.
2. Digital Banking for Underserved Communities
OneUnited provides: Mobile check deposit (via smartphone).
Early direct deposit (get paid 2 days early).
Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).

Designed to combat financial deserts and predatory check-cashing services in Black communities.
3. Financial Literacy & Trust
Teri emphasizes the need for Black communities to trust Black-owned institutions.
OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
Financial literacy is key to building generational wealth.
4. WiseOne AI Tool
An AI-powered financial assistant that: Tracks spending and subscriptions.
Offers insights on saving and debt reduction.
Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest
15th annual contest for kids ages 8–12.
Participants submit an essay or artwork based on a financial literacy book.
Ten winners receive $1,000 savings accounts.
Book: I Got Bank by Teri Williams (available free at oneunited.com/book).
6. OneTransaction Concept
Focuses on six key financial transactions to build generational wealth: Homeownership
Life Insurance
Investments
Profitable Business
Credit Score
Savings

Encourages individuals to focus on just one to start their wealth-building journey.
Learn more: oneunited.com/one transaction
💬 Notable Quotes
“We are a real bank, not a fintech. We are FDIC-insured.”
“We are great with money. We just haven’t always had access.”
“Focus on one transaction. That’s all it takes to start building generational wealth.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kelsey Nicole Nelson—award‑winning sports media personality, and entrepreneur. She joins Rushion McDonald to discuss her journey in sports journalism, entrepreneurship, branding, and building a successful multi‑hyphenate career. She details how she built her media presence from the DMV area, launched her branding and digital communications company, navigated a male‑dominated industry, and leveraged authenticity, work ethic, and strategic networking to grow both her journalism and business ventures.
🎯 Purpose of the Interview
The interview was designed to:
Highlight how Kelsey built a career in sports journalism, on‑air talent, content creation, and entrepreneurship.
Explore the creation and mission of her digital branding and communications company, KryptiaNN.
Provide guidance for aspiring journalists and entrepreneurs navigating today’s evolving media landscape.
Discuss the importance of authenticity, networking, representation, and strategic risk‑taking in developing a long‑term career.
🔑 Key Takeaways 1. Building a Media Career Starts with Identity, Roots & Confidence
Her upbringing in the DMV and her HBCU‑rich family culture shaped her early exposure to sports.
She emphasized being confident in spaces where representation is limited and carrying the responsibility of opening doors for others.
2. Entrepreneurship Grew Out of Demand for Her Skills
KryptiaNN was born when people repeatedly sought her help for branding, social media, and communications—and her tax professional advised formalizing it as an LLC.
The name “KryptiaNN” is a tribute to Black history, Egyptian culture, and her own branding identity.
3. Career Growth Comes from Work Ethic + Relationships + Visibility
She built her national profile after a podcast interview with LaVar Ball went viral, leading to coverage on major platforms.
Networking, showing up at events, and being active in the sports community helped her become a Heisman Trophy voter.
4. Journalism Today Requires Branding, Storytelling & Ethical Grounding
She teaches sports media at George Washington University and stresses ethics, objectivity, and authenticity.
She explained that today’s journalists must also be content creators, with employers evaluating social media presence as part of hiring.
5. Entrepreneurship Requires Client Base, Visual Branding & Courage
She advised new entrepreneurs to secure initial clients before launching.
Strong online visuals and consistent content creation are essential for credibility.
6. Relationship‑Building Matters in Athlete and Nonprofit Work
Working with athletes requires trust, knowledge of sport, and navigating personal brands.
A decade of nonprofit communications experience helped her develop the communications and relationship‑management skills that fuel her company today.
🗣️ Notable Quotes from the Interview On Career Confidence & Identity
“There’s never been a room I haven’t walked in with confidence… I own being a Black woman and love it.”
On Journalism
“There are two things no one can teach you—work ethic and passion.”
“Ethics means being unbiased, being objective… leaving your biases at the door.”
On Entrepreneurship
“Fear is always real… but the field called me into entrepreneurship.”
“You need to have some clientele—you don’t want to start entrepreneurship with your bank account negative.”.
On Branding & Social Media
“Brand yourself. Don’t think people are just going to come to you.”
“Have at least one piece of content posted every day.”
On Athletes & Image
“The first thing people do is look you up—your track record matters.”
“Some things you have to soak in silence and take the higher road.” (Discussing athlete PR mistakes).
On Her Purpose
“I’m driven by one word—legacy.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.