Financial Tip: She developed a process to simplify scholarship applications and avoid student loan debt.
Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Healthy Tips: We discuss three pillars: Mindset, Diet, Exercise - “Take food as medicine, not medicine as food.”
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeff Cade. Purpose of the Interview The interview aims to inspire listeners—entrepreneurs, small business owners, and individuals—about the importance of health and wellness in achieving personal and professional success. It introduces Jeff Cade’s 360 Health and Wellness Network, which focuses on mindset, diet, and exercise as pillars for a holistic lifestyle. Key Takeaways Health and Wealth Connection Wealth cannot buy health; longevity depends on lifestyle choices. Self-care is essential for sustaining business success and personal well-being. Jeff Cade’s Background & Motivation Over 15 years in health and wellness, with experience in hospitality and healthcare. Personal tragedy: lost both parents to cancer, which fueled his mission. Author of Battleground Cancer to educate on mental, physical, and spiritual resilience. Core Philosophy “Take food as medicine, not medicine as food.” Three pillars: Mindset, Diet, Exercise—you can’t have one without the others. Advocates plant-based diets, hydration, and mindfulness practices. Actionable Advice Know your body and listen to its signals. Reduce sugar and processed foods; crowd out unhealthy items with colorful plates. Use affirmations: “I am healed, healthy, happy.” Transformation is incremental: start with 30-, 45-, or 90-day goals. Stress management is critical—stress kills and triggers unhealthy habits. Programs & Engagement Offers personalized coaching and programs via JeffK360.com. Focus on accountability partnerships and individualized plans. Notable Quotes On transformation:“What you don’t change, you choose.” On health and success:“Self-care is the new health care.” On mindset:“I am healed, I am healthy, I am happy.” On accountability:“If it’s to be, it’s up to me.” On purpose:“You can’t serve others if you don’t serve yourself first.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Uplift: She offers two-day retreats for women diagnosed with life-leveling cancers
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Senita M. Hill. Purpose of the Interview To spotlight Peace on Patuxent Incorporated, a nonprofit founded by Sunita M. Hill. To discuss the challenges women face when diagnosed with cancer and how the organization provides sanctuaries for peace, clarity, and empowerment. To inspire entrepreneurs and individuals to prioritize wellness and community support. Key Takeaways About Peace on Patuxent Located in Prince George’s County, Maryland. Offers two-day retreats for women diagnosed with life-leveling cancers. Provides limousine pickup, red carpet welcome, prepared meals, and activities focused on stillness. Launching virtual sessions nationwide in January to reach women who cannot attend in person. Life-Leveling Cancer Defined as any cancer diagnosis that disrupts life and forces major changes. Emphasizes the emotional and psychological impact beyond physical illness. Senita’s Personal Journey Inspired by her mother’s battle with lung cancer to create a space for women to pause and regain control. Empowerment Through Pause Women often feel they have choices, but treatment paths are usually predetermined. Peace on Patuxent offers a moment of stillness to reflect and make informed decisions. Community and Cultural Impact Addresses stigma in African American and ethnic communities around illness. Encourages open conversations and sharing of resources. Access and Application Apply via peaceonpatuxent.org. Requirements: Over 18, healthy enough to be independent, ideally within two years post-diagnosis. Notable Quotes “Every woman should allow herself the opportunity to come to peace.” “She matters—not just as a patient, but as a mother, daughter, coworker, and friend.” “When you hear the word cancer, it changes your life. It’s life-leveling.” “We’re not here to tell you how to run your journey. We’re here to allow you to pause your mind.” “The only way you’ll know your options is if you come out and have the conversation.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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News You Can Use: She educates listeners on proper skincare routines and debunks common skincare myths.
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Tracy Hudson. A celebrity skincare expert: 🎯 Purpose of the Interview The interview aims to: Educate listeners on proper skincare routines. Debunk common skincare myths. Highlight the importance of tailored skincare products. Showcase Tracy Hudson’s expertise and influence in the skincare industry. 🧴 Key Takeaways 1. Skincare Myths Debunked Myth: Warm water opens pores and cold water closes them. Truth: Pores are not muscles and do not open or close. Warm water is good for cleansing, but cold rinses are optional and not pore-closing. Quote: “Pores are not muscles. They don’t open and close.” 2. Tailored Skincare Is Essential Over-the-counter products are often ineffective due to lack of regulation and personalization. Medical-grade products are more effective and not necessarily more expensive. Quote: “FDA does not regulate over-the-counter skincare products.” 3. Facials Have Real Benefits Facials improve blood circulation, reduce stress, and have anti-aging effects. Results vary based on the type of facial and consistency of care. Quote: “Facials are not just feel-good treatments—they’re anti-aging and deeply cleansing.” 4. Skincare for All Skin Types Tracy works with clients with facial hair and customizes treatments accordingly. Quote: “Come in with your face the way you normally wear it.” 5. Natural Products: Use with Caution Aloe vera and sea moss can be beneficial but may not deliver strong results for issues like hyperpigmentation. Quote: “Natural products are great, but they often fall short in delivering tangible changes.” 6. Holistic Wellness Approach Tracy emphasizes self-care, fitness, and nutrition as part of skincare and overall wellness. Quote: “When you look good, you do good, you feel good.” 🌟 Notable Moments Rushion McDonald humorously realizes he’s been misinformed about skincare for decades. The interview ends with Rushion committing to better skincare and embracing terms like “exfoliation.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Financial Tips: Her advice centers on adaptability, financial literacy, and creating independent opportunities.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Lauren Elrod. Topic: Entrepreneurship, diversity in entertainment, safety in production, and personal resilience. 🎯 Purpose of the Interview To spotlight Ashley Elrod’s journey as a creative entrepreneur and advocate for diversity, safety, and inclusion in the entertainment industry. The conversation also aims to inspire listeners to pursue their own paths with integrity and adaptability. 🔑 Key Takeaways 1. Visionary Leadership Ashley defines being a visionary as leading with purpose and merging creativity with healing and impact. “Being able to merge things together that make sense, to be able to actually help to heal the world.” 2. Entrepreneurial Drive Ashley founded A Visionary Woman Productions in college, driven by a lack of business education in creative programs. Her journey reflects resilience and self-taught growth. “It kind of happened overnight… people asking me like, all right, what do you charge for XYZ?” 3. Challenges for Black Entrepreneurs She discusses the reality of racial bias and the need for constant self-promotion and excellence. “People can define my work, define my ability to fund a project or complete a project.” 4. Adaptability in Business Ashley’s career evolved from consultations to casting, directing, and production design. She emphasizes the importance of pivoting with industry changes. “I’ve always had to pivot in every single season of my business.” 5. Safety & Advocacy Ashley is passionate about protecting young talent and ensuring safe, inclusive sets. She stresses contract literacy and parental involvement. “Make sure you are knowledgeable of these contracts and what you are signing and going into.” 6. DEI in Casting & Content She critiques tokenism and colorism in media and advocates for authentic representation, even at the cost of losing clients. “People are looking for actual authenticity in these films… I never heard from them again.” 7. Age & Opportunity Ashley shares her father’s late-in-life success in modeling and acting, encouraging older adults to pursue creative careers. “My dad is now 74… had the best six years anyone could have had at that age.” 8. Secrets to Success Her advice centers on adaptability, financial literacy, and creating independent opportunities. “Always being available and adaptable to the pivots of life… learn how to be smart with your finances.” 💬 Notable Quotes “If you lose the job, so be it. Morals and values are a thing in this industry.” “We should be in a position where [diverse casting] is acceptable beyond just Denzel Washington.” “Never let age be an excuse.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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