The Steve Harvey Morning Show

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut.
Summary of the Interview
On Money Making Conversations Masterclass, host Rushion McDonald interviews Brett Chestnut, Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry.
Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making.
The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations.
Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access.
Purpose of the Interview
The interview’s purpose is to:
1. Introduce Brett Chestnut as a trusted financial leader
Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited.
2. Educate listeners on financial empowerment
Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline.
3. Highlight Northwestern Mutual’s diversity initiatives
Brett explains how the company is intentionally investing in diverse advisors and underserved markets.
4. Inspire career‑based and financial self‑reflection
He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals.
5. Promote mentorship and community uplift
Both Brett and Rushion stress the transformative power of mentorship and generational investment.
Key Takeaways
1. Financial empowerment starts with awareness
Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize.
2. You must “choose your hard”
Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas.
3. Wealth building is emotional as much as logical
Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities.
4. Don’t skip steps (especially with investing and crypto)
Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions.
5. Mentorship works only with real relationship
True mentorship requires understanding someone’s full life story, not just giving advice.
6. Representation matters in financial services
Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved.
7. Closing the wealth gap requires generational strategy
One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward.
8. Brett sees his work as multiplying impact
By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift.
Notable Quotes (from the transcript)

On financial empowerment
“I want people to dream again. We’re not dreaming no more—we’re living because of obligation.”
“When we’re born we look like our parents, but when we die, we look like our decisions.”
On career purpose
“I help people who are successful but career‑disturbed. They want more.”
On money habits
“Look at your last three months of spending. Your money tells you what your real priorities are.”
On investing and crypto
“People want to skip steps… going from no savings straight to crypto.”
“If you don’t understand it, maybe it’s not time for you to invest in it.”
On mentorship
“To give someone feedback without relationship is harassment.”
“Let me hear your story… mentorship starts with knowing the inner person.”
On diversity and empowerment
“Their growth strategy is diversity… whole markets haven’t even been called on yet.”
On community and identity
“We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.”
On wealth-building reality
“You have to choose your hard. Hard now or hard later.”
#SHMS #STRAW #BEST
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Alicia Lyttle.
SUMMARY OF THE ALICIA LYTTLE INTERVIEW
From “Money Making Conversations Master Class” with Rushion McDonald [
1. Purpose of the Interview
The purpose of this interview was to:
Showcase Alicia Lyttle, CEO and co‑founder of Air Innovations, known widely as the “Queen of AI.” [
Educate small business owners, entrepreneurs, and nonprofits on how to leverage AI for growth.
Highlight her mission to empower the African American community to not only keep up with AI—but lead in it. [
Demonstrate how AI tools can transform operations, content creation, finances, and productivity in minutes instead of months.
Inspire listeners through her entrepreneurial journey, professional pivots, and personal resilience.
2. High-Level Summary
Alicia Lyttle returns to the show two years after her last appearance, now positioned at the forefront of the global AI movement. She explains how her work has shifted from annual summits to monthly AI Business Summits, teaching tens of thousands of entrepreneurs how to use AI hands‑on for content, marketing, operations, and scaling.
She breaks down how simple tools—such as NotebookLM, ChatGPT, Jasper, Gemini, and HeyGen—can turn a single piece of content into newsletters, PowerPoints, videos, study guides, and more. She stresses that AI is now accessible, especially with free versions like ChatGPT.
Alicia also shares her origin story in AI, beginning with a 15‑year‑old speaker at Walmart Tech Live describing IBM Watson. This sparked her fascination and ultimately led her to pivot her entire company toward full-time AI training and consulting by 2022—despite skepticism from her peers.
She details the massive growth of her brand, including 21,000+ live summit attendees and explosive social media expansion. The interview also addresses AI’s role in finance, healthcare, government, job disruption, and how individuals can future‑proof themselves.
Her personal story of overcoming a restrictive ex-husband who told her she would “never speak again” underscores her powerful message: no one should silence your gifts. Now she speaks to thousands, leads major events, and helps others build new careers in AI.
3. Key Takeaways A. AI Is Evolving Fast—and So Must We
AI is changing so quickly that entrepreneurs cannot afford to wait for annual updates. This is why Alicia shifted to monthly training summits. People need ongoing education to stay competitive.
B. Hands‑On AI Education Is the Key
Alicia doesn’t just lecture—she walks participants through real demonstrations:
Uploading YouTube links
Creating summaries
Generating emails, mind maps, PowerPoints, quizzes, videos, and more
…all from a single input.
Her approach eliminates fear and teaches entrepreneurs how to use AI immediately.
C. Accessibility Has Changed the Game
The release of ChatGPT, especially the free version, democratized AI. Before that, tools like IBM Watson were too complex and expensive. Now anyone with a laptop and internet connection can build websites, write content, or automate business flows in minutes. [
D. The African American Community Must Lead—Not Follow
Alicia emphasizes that historically, Black communities have been “last in line” in tech innovation, but this AI era presents a once‑in‑a‑generation opportunity to jump ahead.
She sees it as her mission to speak everywhere Black entrepreneurs are to ensure they seize this moment.
E. AI Will Replace Tasks—But People Can Future‑Proof Themselves
Jobs are already shifting. Companies are laying off non–AI‑literate employees.
Alicia urges people to:
Become AI‑fluent
Join AI committees at work
Pursue certification
Use AI to become their company’s internal expert
“There’s no maybe—you have to learn AI,” she warns.
F. AI is Transforming Every Sector: Finance, Healthcare, Government
She provides insights on…
AI receptionists (“Monica” and “Leslie”) that boost customer interaction to 92%
Financial analysis using secure ChatGPT setups
AI mental health companions
Government calls for national AI leadership
G. Alicia Monetizes Through Education, Certification & Consulting
Her business model includes:
Free monthly summits
Paid masterclasses
Corporate consulting
AI certifications
Live Atlanta workshops
She teaches others to become AI consultants too.
H. Her Personal Triumph Story Inspires Thousands
A powerful moment is when she recounts her ex-husband saying:
“There’s only one quarterback on a team—and you will never speak again.”
Yet today, 1,200+ people attend her live events, and tens of thousands join her virtual trainings.
Her success proves resilience and purpose overcome adversity.
4. Key Quotes On AI Opportunity
“Never has there been a better time in history to start, build, or scale a business than right now.”
On Training Entrepreneurs
“Open your laptops… use the same prompt I use. See what results you get.”
On the Power of AI Tools
“You can take one episode and repurpose it into all these different content ways.”
On Pivoting Her Entire Company
“In 2022, I said we’re closing this business and going all in on AI.”
On Being Black in Tech
“My mission is to make sure our community is not left behind—but ahead of the curve.”
On Personal Resilience
“You will be speaking on the best stages… people will come to see you.”
(A friend’s response after she was told she’d “never speak again.”)
On Future-Proofing Careers
“Those using AI will replace you. You have to learn how to leverage AI.”
On AI as a Human-First Technology
“AI plus human intelligence—that’s what takes things to the next level.”
#SHMS #STRAW #BEST
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley.
SUMMARY OF THE INTERVIEW
In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets.
PURPOSE OF THE INTERVIEW
The interview aims to:
1. Introduce and promote Dr. Jolley’s new book
“Rich Is Good, Wealthy Is Better” and the teachings within it.
2. Educate listeners on the distinction between rich and wealthy
Jolley wants audiences to understand wealth in generational, not short-term, terms.
3. Motivate individuals to shift their financial mindset
From “working money” to “mailbox money.”
4. Empower entrepreneurs and families
To adopt discipline, drop pride, and create multigenerational financial systems.
5. Share Jolley’s personal setback‑to‑success story
To reinforce that anyone can grow wealth with the right principles.
KEY TAKEAWAYS 1. Rich vs. Wealthy
Being rich = high income, often tied to active labor (e.g., athlete contracts).
Being wealthy = passive income, ownership, generational sustainability.
A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.”
2. The Five Money Mindsets
Jolley explains five financial mindsets:
One‑day mindset – living day to day.
30‑day mindset – fixed incomes/check-to-check living.
One‑year mindset – annual thinking (raises, annual income).
Decade mindset – typical for entertainers/athletes with multi‑year contracts.
Generational mindset (Wealth Mindset) – building wealth to last multiple generations.
Jolley’s goal: move people up just one level at a time.
3. Five Types of Wealth
Jolley breaks wealth into five categories:
Financial Wealth
Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown)
Relationship Wealth
Reputational Wealth (Brand)
Intellectual Capital Wealth (What you know and can charge for)
4. Discipline Is the Key
Wealth requires:
Living below your means
Investing the difference
Consistency
Avoiding arrogance and ignorance
5. Pride Is an Enemy of Wealth
Pride leads people to overspend to keep up appearances.
Jolley argues that pride “kills wealth” and must be replaced with planning and humility.
6. The Three Legs of Wealth
To build sustainable wealth, you need:
Income
Investment (letting money work for you)
Insurance (life, health, car, disability, long-term care)
7. Multiple Streams of Income
Jolley urges everyone to build at least two streams of income from:
Stocks
Bonds
Real estate
Crypto
Collectibles
Jewelry
Art
Content creation
8. Overcoming Setbacks
Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.
He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book.
9. It’s Never Too Late to Start
He cites examples of:
A secretary who retired with $8M by investing small amounts over time
Invested $12,000 at age 65 and grew it to $890,000 by age 72
NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity
“I have only just a minute… but it’s up to me to use it.”
On Mindset
“Wealth starts in your mind.”
On Rich vs. Wealthy
“Regular folks work for their money. Wealthy people make their money work for them.”
On Pride
“My pride was killing my wealth.”
On Growth & Learning
“If you’re willing to learn, no one can stop you.” [On Setbacks
“A setback is a setup for your greater comeback.”
On Starting Late
“When is the best time to plant a tree? Eighty years ago. The second-best time? Today.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley.
Summary of the Interview: Dr. Willie Jolley on Money Making Conversations Masterclass
Dr. Willie Jolley—Hall of Fame speaker, bestselling author, and longtime SiriusXM host—joins Rushion McDonald to discuss his new book Rich Is Good, Wealthy Is Better. The conversation focuses on redefining wealth, transforming money mindsets, developing discipline, and overcoming setbacks to build generational prosperity.
Throughout the interview, Dr. Jolley shares insights gathered over 20 years of interviewing billionaires, CEOs, and major wealth creators. He outlines the crucial difference between being rich (high income) and being wealthy (owning assets that work without you). He emphasizes the role of discipline, humility, learning, and generational thinking in achieving sustainable wealth.
The interview closes with Jolley’s personal comeback story—from nightclub singer to world‑renowned speaker—and his message that it’s never too late to change your financial future.
Purpose of the Interview
The interview aims to:
1. Promote and explain Jolley’s new book
“Rich Is Good, Wealthy Is Better,” which clarifies the difference between income-based wealth (rich) and asset‑based, multi‑generational wealth (wealthy).
2. Teach listeners how to shift their money mindset
Jolley walks through the five levels of money thinking, showing how most Americans operate in the lower levels due to habit or lack of knowledge.
3. Encourage financial independence and discipline
Listeners—especially entrepreneurs and families—learn the role of discipline, insurance, multiple income streams, and investment.
4. Provide motivation through Jolley’s story
His setback-to-comeback story proves that financial and personal reinvention is possible at any age.
5. Address generational wealth and financial stewardship
The book is also written for parents/grandparents worried their heirs may squander what they built.
Key Takeaways 1. The crucial difference between rich and wealthy
Rich = working income; stops when you stop.
Wealthy = assets + systems; money works even when you don’t.
Rich is “good”—but wealth is “better” because it is sustainable.
2. Wealth begins with mindset
Jolley identifies five money mindsets:
One‑day mindset (daily survival)
30‑day mindset (check-to-check)
One‑year mindset
Decade mindset (athletes/entertainers)
Generational mindset (true wealth builders)
His goal: move people one level higher.
3. Discipline is the #1 lever for wealth
Wealth requires:
Living below your means
Consistent investment
Protecting what you have
Maintaining health, relationships, reputation, and intellectual capital
4. The “Five Types of Wealth”
Financial wealth
Health wealth
Relationship wealth
Reputational/brand wealth
Intellectual capital wealth
All contribute to long-term prosperity.
5. The 3 Legs of Wealth
Income
Save & invest the difference
Insurance to protect assets (life, health, disability, long‑term care)
6. At least two streams of income are essential
Examples: stocks, real estate, crypto, collectibles, content creation.
7. Pride destroys wealth
People overspend to look successful rather than be successful.
Pride → debt → stress → financial ruin.
Humility → learning → planning → wealth.
8. It’s never too late to become wealthy
He shares stories of:
A domestic worker who died with $2.7M
A secretary who accumulated $8M
A former drug dealer who reached nearly $900K starting at age 65
All achieved wealth by small investments over long periods.
9. A setback is a setup for a comeback
Jolley’s message is deeply motivational:
Losing his singing job led him into speaking
Speaking led to radio
Radio led to books
Books led to global influence
He frames adversity as opportunity.
Notable Quotes (from the transcript) On Wealth vs. Rich
“Rich is good. Wealthy is better.”
“Regular folks work for their money. Wealthy people make their money work for them.”
On Mindset
“Wealth starts in your mind.”
“It’s hard to hit what you can’t see—and even harder to hit what you don’t know.” (on knowing the target)
On Discipline
“The key to success in growing wealth is discipline.” [
On Pride
“My pride was killing my wealth. I had to let the pride go so I could grab hold of the wealth.”
On Setbacks
“A setback is a setup for your greater comeback.”
“Your setback is not the end of the story unless you choose it to be.”
On Starting Late
“Anybody can become wealthy if you use these principles.”
“When is the best time to plant a tree? 80 years ago. The second-best time? Today.”
In One Sentence
The interview teaches that becoming wealthy is less about income and more about mindset, discipline, humility, and long-term planning—and that anyone can build generational wealth starting right now.
#SHMS #STRAW #BEST
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Amy DuBois Barnett.

📝 Summary of the Interview
Amy DuBois Barnett, a trailblazing media executive and author, joined Rushion McDonald to discuss her career, her upcoming debut novel If I Ruled the World, and her insights on success, authenticity, and navigating the evolving media landscape. The conversation covered her historic role as the first Black woman to helm a major mainstream U.S. magazine, her experiences in media and publishing, the importance of Black voices, and her journey toward becoming a novelist.
🔑 Key Takeaways 1. Career Milestones & Legacy
Amy made history as the first Black woman editor-in-chief of a major mainstream U.S. magazine (Teen People).
She held leadership roles at Harper’s Bazaar, Ebony, Honey Magazine, and digital platforms like BET and The Grio.
Her editorial style focused on humanizing success, sharing personal stories and lessons rather than just promoting content.
2. New Novel: If I Ruled the World
Set in late 1990s/early 2000s New York, the novel follows Nikki, a woman navigating the fashion and music magazine world.
Themes include misogyny in hip hop, professional ambition, friendship, and self-discovery.
The title is inspired by the Nas and Lauryn Hill song, and Lauryn Hill was the first cover of Honey Magazine under Amy’s leadership.
Amy envisions the novel as a TV series, and is actively working toward that goal.
3. Importance of Preorders
Preorders are critical for debut novelists to hit bestseller lists.
All preorders count toward first-week sales, which are essential for making lists like the New York Times Bestseller.
4. Authenticity & Black Media
Amy emphasized the need for authentic Black voices in media, especially in today’s political climate.
She praised independent platforms and figures like Roland Martin, Joy Reid, and Don Lemon for maintaining integrity.
5. Success Principles
Success requires more than talent—it’s about energy, attitude, collaboration, and kindness.
She highlighted the importance of networking through genuine relationships, not just transactional exchanges.
Believing in oneself is essential: “The universe will not give you an opportunity that you don’t think you deserve.”
6. Pivoting & Resilience
Amy’s career involved multiple pivots—from finance to fashion to media.
She stressed the importance of recognizing when to pivot and manifesting goals through vision and hard work.
7. Print vs. Digital Media
Print magazines offer permanence and thoughtful journalism, while digital media provides speed and volume.
She misses the visual artistry of print, like cover shoots and fashion spreads.
8. Personal Notes
Amy’s son is a music producer and DJ, studying at Drexel University.
Rushion and Amy have a long-standing friendship dating back to 2012, when she was at Ebony and he was producing the Steve Harvey show.
💬 Notable Quotes
“You have to believe that you deserve all of the opportunity.”
“Networking is not about handing out business cards. It’s about building relationships.”
“Magazines have a permanence that made you incredibly careful.”
“I’m manifesting big things.”
“We are out here flawed and just trying to find success, love, and fulfillment like everyone else.”
#SHMS #STRAW #BEST
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