The Long Term Investor

Ready to retire but uncertain about your next steps? Let’s build a retirement plan you can count on. Schedule a call with Peter now.   Sign up for the newsletter for exclusive content. -----  Do you know what to look for when hiring a financial advisor? Choosing a high-quality advisor can feel overwhelming, with countless titles, credentials, and compensation structures to navigate. In this episode, we discuss core items to look for, a framework to identify an advisor who aligns with your goals, and how the fees could impact your retirement plan. Listen now and learn: The biggest myths about financial advisors that could cost you Why some advisors might not have your best interests at heart Key steps to simplify the process of finding the right financial partner Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Ready to retire but uncertain about your next steps? Let’s build a retirement plan you can count on. Schedule a call with Peter now.   Sign up for the newsletter. -----  Is managing your finances yourself costing you more than you realize? Discover the real value a financial advisor may be able to bring to your retirement planning.   This episode explores the pros and cons of going solo in your financial journey versus partnering with a professional advisor. Using relatable analogies and real-life examples, Peter highlights how a financial advisor may be able to help you avoid costly mistakes, seize growth opportunities, and simplify your financial life. Whether you’re a do-it-yourself investor or considering professional guidance, this episode provides practical insights to help you understand if professional guidance could be a good fit for you.   Listen now and learn: The hidden costs and risks of do-it-yourself retirement planning. How financial advisors bring value beyond just managing investments. Practical considerations for deciding when and why to hire an advisor. The benefits of having a comprehensive financial plan for long-term success. Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Want a peek behind the scenes? Get my top 5 must-read financial articles that keep me ahead on innovative planning and investment strategies—exclusive, curated, and straight to your inbox bi-weekly when you sign up for my newsletter. -----  2024 brought its share of twists and turns for markets, leaving valuable lessons in its wake.   In this episode, I sit down with Michael Batnick, Managing Partner at Ritholtz Wealth Management, to reflect on the biggest headlines of the year and share actionable insights to help you prepare for whatever 2025 brings. Learn how to navigate uncertainty, stay grounded in your long-term plan, and position your portfolio for success.   Listen now and learn: Why market predictions are valuable—even when they’re wrong. The surprising role consumers played in shaping 2024’s economy. How to navigate tech dominance, stock-picking temptations, and market uncertainty.   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   TIMESTAMPS:  [00:42] Predictions: A Fun Reminder That No One Can Predict the Future [02:09] The Evolving Role of Advisors: From Investing to Planning [04:27] Interest Rates: How the Fed and Consumers Shaped 2024 [10:34] NVIDIA, AI, and Why Most Investors Should Avoid Stock Picking [15:40] Bitcoin ETFs and the Crypto Adoption Story [23:37] Diversification vs. U.S. Market Outperformance [26:15] 2025 Interest Rates and Presidential Elections: Staying Calm Through Uncertainty [30:07] Wrapping Up: Predictions, Lessons, and Looking Ahead to 2025

Proactive tax planning could save you thousands. If you're ready to hire an advisor, my team at Plancorp is here to help. Schedule a call today to learn more. -----  Avoiding tax surprises isn’t just about filing on time—it’s about planning ahead.    This episode shares six real life examples of how tax projections can potentially save you thousands on your future taxes and thoughtfully guide the bigger picture of your financial plan. Learn actionable strategies for reducing your tax liability, whether you’re managing retirement withdrawals, timing business expenses, or exploring Roth conversions.   Listen now and learn:   Why tax projections are essential for proactive financial planning. Strategies for minimizing taxes on Social Security, RMDs, and capital gains. How to use tax projections to optimize your financial decisions year-round. Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.