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The Accounting Podcast

Blake Oliver & David Leary
The Accounting Podcast
Último episodio

591 episodios

  • The Accounting Podcast

    Baby, Where The Hell Is My Audit?

    26/03/2026 | 59 min
    Will AI actually take accountants’ jobs—or just change what their work looks like? Blake and David unpack the gap between AI hype and reality, from a LinkedIn challenge that found zero accountants replaced by AI to how firms like PwC and EY are shifting strategy. They also explore probabilistic audit opinions, AI agents in accounting workflows, and what professionals can do now to stay ahead.

    Sponsors
    OnPay - http://accountingpodcast.promo/onpay
    UNC - http://accountingpodcast.promo/unc

    Chapters
    (00:00) - TAP 479

    (02:27) - Auditor Karaoke Protest

    (03:58) - Baby Where My Audit

    (07:14) - Reactions and Afroman

    (10:19) - Probabilistic Audit Opinions

    (14:57) - BDO Lawsuit and Liability

    (18:52) - Super Micro Fraud Signals

    (24:19) - Deterministic AI Checklists

    (30:16) - Checklist Driven AI Agents

    (31:28) - How LLMs Differ From Brains

    (33:00) - Puzzle Functions And Guardrails

    (36:06) - Prompting For Clarifying Questions

    (36:48) - UNC MAcc Sponsor Break

    (38:30) - PwC Goes AI First

    (41:46) - EY Bets On CPA Talent

    (43:27) - AI Exposure Index Reality Check

    (47:40) - Will Accounting Jobs Disappear

    (50:23) - Coan Paradox And Rising Standards

    (52:43) - AI As A Career Upskill

    (55:20) - Who Is Losing Work To AI

    (56:23) - Livestream Chat And Wrap Up

     

    Show Notes
    Massachusetts Auditor DiZoglio Performs "Baby Where the Hell Is My Audit" Parody
    https://www.bostonglobe.com/2025/04/16/metro/diana-dizoglio-auditor-legislature-audit-democrats/
     
    Afroman Wins Defamation Lawsuit Filed by Ohio Police Officers
    https://www.cbsnews.com/news/afroman-wins-lawsuit-ohio-police-raid-music-videos/
     
    Would You Take a Probabilistic Audit Opinion?
    https://www.accountingtoday.com/opinion/would-you-take-a-probabilistic-audit-opinion
     
    BDO Faces Investor Lawsuit That Could Impact Other Firms
    https://www.accountingtoday.com/news/bdo-faces-investor-lawsuit-that-could-impact-other-firms
     
    Super Micro Computer Co-Founder Charged With Smuggling Nvidia AI Chips to China
    https://www.cnn.com/2026/03/19/politics/super-micro-computer-founder-charged-ai-chips-china
     
    Puzzle Launches AI Close for Accountants 
    https://puzzle.io/blog/puzzle-accounting-ai
     
    PwC CEO: You Cannot Opt Out of AI
    https://www.accountingtoday.com/news/pwc-ceo-you-cannot-opt-out-of-ai
     
    EY Doubles CPA Exam Bonus to $10K 
    https://www.accountingtoday.com/news/ey-doubles-cpa-exam-bonus-to-10k
     
    Anthropic AI Labor Market Impacts Report 
    https://www.anthropic.com/research/labor-market-impacts
     
    Microsoft AI Chief Gives It 18 Months for All White-Collar Work to Be Automated
    https://fortune.com/2026/02/13/when-will-ai-kill-white-collar-office-jobs-18-months-microsoft-mustafa-suleyman/
     
    Only 14% of UK Finance Leaders See Traditional Accounting Skills as Valuable for Next Generation
    https://www.theglobalrecruiter.com/only-14-per-cent-of-finance-leaders-see-traditional-accounting-skills-as-valuable-for-next-generation/
     
    Accounting and Tax Staff Worry AI Threatens Jobs
    https://www.accountingtoday.com/news/accounting-and-tax-employees-feel-ai-threatens-job-prospects
     
    AI's First Substitution: Freelancers (Ramp Economics Lab) 
    https://ramp.com/velocity/ai-labor-market-impact-freelancers
     
    Record Number of Companies Are Ditching Old CEOs for Younger, Less Experienced Executives 
    https://finance.yahoo.com/news/fired-record-number-companies-ditching-152914066.html
    Need CPE?
    Get CPE for listening to podcasts with Earmark: https://earmarkcpe.com
    Subscribe to the Earmark Podcast: https://podcast.earmarkcpe.com

    Get in Touch
    Thanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.

    Sponsorships
    Are you interested in sponsoring The Accounting Podcast? For details, read the prospectus.

    Need Accounting Conference Info? 
    Check out our new website - accountingconferences.com

    Limited edition shirts, stickers, and other necessities
    TeePublic Store: http://cloudacctpod.link/merch

    Subscribe
    Apple Podcasts: http://cloudacctpod.link/ApplePodcasts
    YouTube: https://www.youtube.com/@TheAccountingPodcast
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    Stitcher: http://cloudacctpod.link/Stitcher
    Overcast: http://cloudacctpod.link/Overcast
    ...
  • The Accounting Podcast

    Accounting for the U.S. Iran War

    09/03/2026 | 58 min
    What do tariffs, war, AI agents, and a collapsed accounting startup have in common? This week, Blake and David connect the dots between rising economic pressure and rapid tech change. They break down the lopsided cost of drone warfare, small businesses getting crushed by tariffs, AI tools handling tax and bookkeeping tasks, and new details on Botkeeper’s collapse. You’ll hear what these shifts could mean for accountants, firms, and the future of the profession.

    Sponsors
    UNC - http://accountingpodcast.promo/unc
    OnPay - http://accountingpodcast.promo/onpay
    Cloud Accountant Staffing - http://accountingpodcast.promo/cas

    Chapters
    (01:27) - Sponsor Break UNC

    (02:46) - War Costs and Drones

    (08:58) - GPT 5.4 for Accountants

    (11:13) - AI Agent Files City Tax

    (15:23) - Claude Skill for Tax Prep

    (17:11) - Sponsor Break OnPay

    (18:55) - Gemini Makes Theme Music

    (22:33) - Uber CEO AI Clone

    (24:22) - Botkeeper Collapse Follow Up

    (31:13) - QuickBooks Integration Doubts

    (31:53) - Cloud Accountant Staffing Spot

    (32:59) - KPMG Earnings Leak Theory

    (37:23) - Zapier AI Guardrails

    (39:43) - 401k Hardship Withdrawals Rise

    (43:02) - Tariff Refunds and AI Lawsuits

    (46:27) - Trump v Trump IRS Lawsuit

    (48:43) - IRS Union Contract Termination

    (50:01) - Direct File Act Returns

    (51:56) - Meta 16B Tax Fight

    (54:33) - Trump Accounts Auto Enrollment

    (56:13) - Accounting Degrees Loan Limits

    (57:39) - CPE App and Sign Off

     

    Show Notes
    Iran's Drones Cost a Fraction of the U.S. Weapons Shooting Them Down 
    https://www.nytimes.com/2026/03/04/business/iran-drones-us-weapons-cost.html
     
    Introducing GPT-5.4 
    https://openai.com/index/introducing-gpt-5-4/
     
    Breaking Up with TurboTax: How I Used Claude to File My Taxes for Free 
    https://kachess.dev/taxes/ai/personal-finance/2026/02/27/breaking-up-with-turbotax.html
     
    Show HN: Claude Skill to Do Your Taxes 
    https://news.ycombinator.com/item?id=47277164
     
    Enrico Palmerino Explains Botkeeper's Fall 
    https://www.accountingtoday.com/news/enrico-palmerino-explains-botkeepers-fall
     
    Uber CEO Dara Khosrowshahi Has an AI Clone 
    https://www.fastcompany.com/91500087/uber-ceo-dara-khosrowshahi-has-an-ai-clone
     
    KPMG-Audited Companies Are Trading Strangely on Polymarket 
    https://eventwaves.substack.com/p/kpmg-audited-companies-are-trading
     
    Zapier Updates: AI Guardrails & Governance Controls 
    https://zapier.com/blog/february-2026-product-updates/
     
    Record Numbers of Workers Are Raiding Their 401(k) Savings 
    https://www.wsj.com/personal-finance/retirement/401k-hardship-withdrawals-record-vanguard-2025
     
    For Some Small Businesses, a Tariff Refund Isn't Worth the Pain of Pursuing It 
    https://finance.yahoo.com/news/small-businesses-tariff-refund-isnt-worth-pain-pursuing-it.html
     
    Trump's IRS Lawsuit Offers Lessons on Privacy and Legal Process 
    https://news.bloombergtax.com/tax-insights-and-commentary/trumps-irs-lawsuit-offers-lessons-on-privacy-and-legal-process
     
    Democrats Unveil Bill to Resurrect Direct File 
    https://www.accountingtoday.com/news/democrats-unveil-bill-to-resurrect-direct-file
     
    I.R.S. Tactics Against Meta Open a New Front in the Corporate Tax Fight 
    https://www.nytimes.com/2026/02/24/business/irs-meta-tax-ireland.html
     
    IRS Should Open Trump Accounts for Eligible Children Automatically, AICPA Says 
    https://www.journalofaccountancy.com/news/2026/feb/irs-should-open-trump-accounts-for-eligible-children-automatically-aicpa-says/
     
    NASBA Urges U.S. Department of Education to Restore "Professional" Status for Accounting Degrees
    https://nasba.org/blog/2026/03/05/status-for-accounting-degrees/
    Need CPE?
    Get CPE for listening to podcasts with Earmark: https://earmarkcpe.com
    Subscribe to the Earmark Podcast: https://podcast.earmarkcpe.com

    Get in Touch
    Thanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.

    Sponsorships
    Are you interested in sponsoring The Accounting Podcast? For details, read the prospectus.

    Need Accounting Conference Info? 
    Check out our new website - accountingconferences.com

    Limited edition shirts, stickers, and other necessities
    TeePublic Store: http://cloudacctpod.link/merch
  • The Accounting Podcast

    The AI Agent That Can Do A Partnership Tax Return

    03/03/2026 | 1 h 9 min
    Can an AI prep a partnership return on its own? Blake and David dig into Basis’s $100M unicorn claim, Intuit’s OpenAI/Anthropic tie-ups and Claude Cowork, and what it means for firms. They also cover how to capitalize on tariff refund lawsuits, the Senate’s push to regulate tax preparers, and the SEC weighing twice-a-year reporting—plus a quick warning about the fake “IRS locker” scam. You’ll learn where AI helps now, what to watch, and how to advise clients.

    Sponsors
    Cloud Accountant Staffing - http://accountingpodcast.promo/cas
    OnPay - http://accountingpodcast.promo/onpay
    UNC - http://accountingpodcast.promo/unc

    Chapters
    (00:00) - Welcome and Headlines

    (01:51) - Sponsor Cloud Staffing

    (03:10) - Tariffs Legal Fallout

    (05:50) - Refund Lawsuit Wave

    (09:02) - Basis AI Unicorn

    (15:23) - Intuit Earnings AI Blitz

    (25:59) - Claude Cowork Automation

    (32:16) - Managing Agents at Work

    (34:21) - AI PR Pay Boom

    (36:46) - AI Agents for Accounting

    (37:39) - SaaS Giants vs AI

    (39:01) - Finance Grade AI Trust

    (41:22) - IBM COBOL Shockwave

    (43:03) - Audit Enforcement Drop

    (44:34) - Regulating Tax Preparers

    (45:40) - Twice a Year Reporting

    (48:36) - Prediction Market Tax Bet

    (50:43) - Washington CPA Outsourcing

    (54:37) - IRS Onboarding Fumbles

    (55:32) - Crypto Fat Finger Disaster

    (01:00:01) - IRS Locker Scam Warning

    (01:02:13) - Livestream Q&A Wrap

    (01:06:19) - Book and Earmark Outro

     

    Show Notes
    Supreme Court Strikes Down Trump's Sweeping Tariffs
    https://www.nbcnews.com/politics/supreme-court/supreme-court-strikes-trumps-tariffs-major-blow-president-rcna244827
    Trump's New Tariffs Under Section 122 Are Probably Also Illegal
    https://edition.cnn.com/2026/03/01/business/trump-tariffs-supreme-court-section-122
    1,800+ Companies Suing for $130 Billion in Tariff Refunds
    https://www.entrepreneur.com/growing-a-business/1800-companies-are-suing-for-130b-in-tariff-refunds/503034
    AI-for-Accounting Startup Basis Hits $1.15 Billion Valuation
    https://www.bloomberg.com/news/articles/2026-02-24/ai-for-accounting-startup-basis-hits-1-15-billion-valuation
    Intuit and Anthropic Partner to Bring Custom AI Agents to Consumers and Businesses
    https://investors.intuit.com/news-events/press-releases/detail/1305/intuit-and-anthropic-partner-to-bring-trusted-financial-intelligence-and-custom-ai-agents-to-consumers-and-businesses
    Intuit Q2 2026 Earnings Call Transcript
    https://www.fool.com/earnings/call-transcripts/2026/02/26/intuit-intu-q2-2026-earnings-call-transcript/
    IBM Shares Plunge as Anthropic Touts COBOL Modernization Efforts
    https://www.cnbc.com/2026/02/23/ibm-is-the-latest-ai-casualty-shares-are-tanking-on-anthropic-cobol-threat.html
    AI Won't Replace Accounting Platforms — It Will Make Them More Important
    https://diginomica.com/ai-wont-replace-accounting-platforms-it-will-make-them-more-important
    Audit Enforcement Plummeted Last Year
    https://www.accountingtoday.com/news/audit-enforcement-plummeted-last-year
    Senate Finance Committee Proposes to Regulate Tax Preparers, Improve IRS Administration
    https://www.accountingtoday.com/news/senate-finance-committee-proposes-to-regulate-tax-preparers-improve-irs-administration
    SEC to Fast-Track Proposal for Semi-Annual Public Company Reporting
    https://www.cohenmilstein.com/sec-to-propose-rule-easing-financial-reporting-frequency-from-quarterly-to-semiannual/
    Tax Nerd Bets Life Savings Against DOGE on Kalshi — and Wins
    https://techcrunch.com/2026/02/25/an-accountant-won-a-big-jackpot-on-kalshi-by-betting-against-doge/
    Should We Be Concerned That More Than Half of New CPA Licenses in Washington State Went to International Candidates?
    https://www.goingconcern.com/should-we-be-concerned-that-more-than-half-of-new-cpa-licenses-issued-in-this-state-last-year-went-to-international-candidates/
    IRS Failed to Equip New Hires in 2024
    https://www.accountingtoday.com/news/irs-failed-to-equip-new-hires-in-2024
    South Korean Crypto Exchange Bithumb Accidentally Gives Away $40+ Billion in Bitcoin
    https://www.cnbc.com/2026/02/07/south-korean-crypto-firm-accidentally-sends-out-44-billion-in-bitcoin.html
    Michigan Man Loses $1 Million in IRS Impersonation Scam
    https://www.cpapracticeadvisor.com/2026/02/23/michigan-man-loses-1-million-in-irs-scam/178591/
    Need CPE?
    Get CPE for listening to podcasts with Earmark: https://earmarkcpe.com
    Subscribe to the Earmark Podcast: https://podcast.earmarkcpe.com

    Get in Touch
    Thanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcas...
  • The Accounting Podcast

    Tariff Refund Opportunity for Accountants & Taxpayers Don't Trust AI

    24/02/2026 | 1 h 2 min
    SCOTUS just struck down Trump’s global tariffs—so who gets the $133B back, and how can firms capture advisory fees helping clients claim refunds? Blake and David unpack importer-of-record refunds, contingency-fee questions, and why “that’s pure profit.” Plus: taxpayers’ trust in AI tax prep is falling, creators’ $205B economy is a prime niche, TurboTax’s Uber-to-the-office play, Big Law’s $3,400/hour AI squeeze, and Dawn Brolin’s nonprofit sending first-timers to conferences you can support.

    Sponsors
    Digits - http://accountingpodcast.promo/digits
    Cloud Accountant Staffing - http://accountingpodcast.promo/cas
    OnPay - http://accountingpodcast.promo/onpay
    UNC - http://accountingpodcast.promo/unc

    Chapters
    (00:00) - TAP 476

    (02:53) - Who Gets the Tariff Refunds? Importer of Record & Profit Impact

    (05:28) - Big Opportunity for Accounting Firms: Tariff Refund Advisory & Fees

    (08:55) - Flashback Clip: We Called the Tariff Ruling Months Ago

    (12:59) - Sponsors + Trump’s Next Move: New Tariff Authority Workarounds

    (15:04) - Live Q&A: If Tariffs Were Passed to Buyers, Who Gets Paid Back?

    (16:46) - IRS Update: Average Refunds Up, But Median Still Unknown

    (18:13) - Taxpayers Trust AI Less for Filing + Creator Economy Tax Niche

    (22:13) - TurboTax + Uber Rides: The Customer Experience Arms Race

    (27:12) - Sponsor Break + Business Tax Shift: FASB Country-by-Country Disclosures

    (30:19) - IRS Still Drowning in Paper: Digitization Goals Missed

    (31:41) - Gambling Loss Deduction Cut to 90%: Why Break-Even Gamblers Still Owe Tax

    (32:58) - Skims vs. New Jersey: Sales Tax ‘Technical Error’ and the $200K Penalty

    (34:06) - Big Law’s Billable Hour Squeeze: AI Cuts Hours, Partners Jack Up Rates

    (36:12) - DIY Legal Work with ChatGPT: When a $30 Subscription Replaces a Lawyer

    (37:51) - Big Tech’s AI Data Centers Create a Depreciation Blind Spot for Investors

    (41:50) - KPMG Partner Fined for Using AI to ‘Cheat’ on an AI Exam

    (43:21) - Congress Targets the Pentagon’s Audit Failures: The ‘RECEIPTS Act’

    (47:52) - Only 2–3 Hours of Deep Work a Day: Meetings, App Overload, and Hybrid Teams

    (50:17) - Interview: Accounting Cornerstone Foundation Helps First-Timers Attend Conferences

    (52:09) - How the Foundation Works: Funding, Emotional Support, and Picking Awardees

    (56:36) - Impact Stories & What’s Next: Alumni Mentorship, Fundraising, and Growing the Mission

    (01:00:16) - Wrap-Up: How to Support + Earn CPE/CE Credits in the Earmark App

     

    Show Notes
    Supreme Court Rules 6-3 That IEEPA Does Not Authorize the President to Impose Tariffs
    https://www.supremecourt.gov/opinions/25pdf/24-1287_4gcj.pdf
     
    Supreme Court Strikes Down Most of Trump's Tariffs in a Major Blow to the President
    https://www.nbcnews.com/politics/supreme-court/supreme-court-strikes-trumps-tariffs-major-blow-president-rcna244827
     
    Supreme Court Strikes Down IEEPA Tariffs — What Now?
    https://www.wilmerhale.com/en/insights/client-alerts/20260220-supreme-court-strikes-down-ieepa-tariffs-what-now
     
    IRS Average Refunds Up $200 This Filing Season
    https://www.accountingtoday.com/news/taxpayers-hesitant-to-trust-ai-to-prepare-tax-returns
     
    Most Taxpayers Trust Tax Pros Over AI for Tax Preparation, Survey Finds
    https://www.cpapracticeadvisor.com/2026/02/19/most-taxpayers-trust-tax-pros-over-ai-for-tax-preparation-survey-finds/178412/
     
    Online Creators Worried About Finances and Income Taxes — A Growing Opportunity for Tax and Accounting Pros
    https://www.cpapracticeadvisor.com/2026/02/19/online-creators-worried-about-finances-and-income-taxes-a-growing-opportunity-for-tax-accounting-pros/178423/
     
    Intuit TurboTax Delivers the Ultimate "Done-For-You" Tax Experience Powered by AI and Human Intelligence With Uber Rides
    https://investors.intuit.com/news-events/press-releases/detail/1304/intuit-turbotax-delivers-the-ultimate-done-for-you-tax-experience-powered-by-ai-and-human-intelligence-with-uber-rides
     
    US Companies Pay More Taxes Abroad Than Here
    https://www.accountingtoday.com/news/us-companies-pay-more-taxes-abroad-than-here
     
    IRS Falls Far Short on Paperless Processing Goal
    https://www.accountingtoday.com/news/irs-falls-far-short-on-paperless-processing-goal
     
    Will the OBBBA Gambling Deduction Change Be Reversed?
    https://www.natptax.com/news-insights/blog/will-the-obbba-gambling-deduction-change-be-reversed/
     
    Kim Kardashian's Clothing Company Settles New Jersey Sales Tax Allegations
    https://www.cpapracticeadvisor.com/2026/01/20/kim-kardashians-clothing-company-settles-new-jersey-sales-tax-allegations/176590/
     
    Big Tech Accounting Creates a Blind Spot in the AI Boom
    https://news.futunn.com/en/post/68828373/big-tech-accounting-creates-a-blind-spot-in-the-ai
     
    KPMG Partner in Australia Fined Over Using AI to Pass AI Test
    https://www.irishtimes.com/business/2026/02/16/kpmg-partner-in-australia-fined-over-using-ai-to-pass-ai-test/
     
    Lawmakers Seek to Penalize DoD if It Fails to Pass a Clean Audit
    https://federalnewsnetwork.com/congress/2026/02/lawmakers-seek-to-penalize-dod-if-it-fails-to-pass-a-clean-audit/
     
    New Hubstaff Research Finds Workers Average Only 2–3 Hours of Focus Time Per Day
  • The Accounting Podcast

    The Best & Worst Firms in Accounting with Dom Piscopo

    16/02/2026 | 1 h
    Which accounting firms really deliver sane hours and happy teams? Dom Piscopo (Big Four Transparency) reveals this year’s best—and worst—by job satisfaction and hours, including surprising outliers. Blake and David also unpack how AI startups are carving up PwC-style services, why Hazel AI rattled wealth managers and Intuit/Xero stocks, and where GLs still hold a moat. Plus, a practical way to use AI for W‑4/withholding—and an accountant’s take on Carvana’s too-good-to-be-true margins.

    Sponsors
    OnPay - http://accountingpodcast.promo/onpay
    UNC - http://accountingpodcast.promo/unc
    FutureViews System - http://accountingpodcast.promo/bez

    Chapters
    (01:19) - Pets, Candy, Jewelry & Prefixed Dinners: Where the Money Goes

    (03:14) - Live Chat Shoutouts + Today’s Guest Tease: Big Four Transparency

    (05:53) - Yours, Mine & Ours: How Couples Split (or Merge) Money

    (08:56) - Financial Secrets vs. “Cheating”: The Bankrate Survey Findings

    (11:01) - Meet Dom Piscopo + 2025 Best/Worst Firms by Job Satisfaction

    (15:43) - How the Rankings Work: Sample Size, Methodology & Office Variance

    (19:28) - Service Lines Compared: Tax vs Audit vs Advisory Satisfaction Trends

    (22:28) - Hours Worked Rankings + Do Hours Actually Drive Happiness?

    (25:04) - Where the Big Four Land: Satisfaction & Hours Benchmarks

    (26:51) - AI Disruption Debate: “Every PWC Webpage Is a $10B Startup” Tweet

    (28:47) - AI Startups vs QuickBooks: The SaaS Attack Cycle Restarts

    (29:55) - Hazel AI Shakes Wealth Management: Tax Planning at Scale

    (32:19) - Consumers Trust AI Money Advice + A Withholding/W-4 Use Case

    (35:11) - “Good Enough” AI: How Firms Can Productize & Review AI Work

    (36:38) - What Humans Still Do: Taste, Comfort, and Serving the Underserved

    (41:51) - Intuit & Xero Stocks Drop: CEOs Defend the Data-and-Trust Moat

    (45:11) - TurboTax Disruption? Building Tax Engines with AI Agents

    (46:52) - Vibe Coding Reality Check: Small Tools Now, ERPs Much Later

    (51:32) - Carvana Accounting Red Flags: When Margins Don’t Add Up

    (56:04) - Wrap-Up: Big Four Transparency + CPE Credits via Earmark

     
    Show Notes
    Valentine's Day Spending Expected to Reach New Records 
    https://nrf.com/media-center/press-releases/valentine-s-day-spending-expected-to-reach-new-records
     
    Survey: Most Couples Keep At Least Some Of Their Money Separate 
    https://www.bankrate.com/credit-cards/news/couples-finances/
     
    Survey: 2 In 5 Americans In A Relationship Have Kept A Financial Secret From Their Partner 
    https://www.bankrate.com/credit-cards/news/financial-infidelity-survey-2025/
     
    AI Tax App Crashes Financial Stocks on Wall Street 
    https://cpatrendlines.com/2026/02/10/ai-tax-app-crashes-financial-stocks-on-wall-street/
     
    Americans Are Asking AI for Money Advice, But Should They Trust It? 
    https://www.bestmoney.com/financial-advisor/learn-more/do-americans-trust-fin-ai
     
    82% trust AI for financial information and guidance 
    https://www.accountingtoday.com/news/82-trust-ai-for-financial-information-and-guidance
     
    Intuit Is Down 33% Year to Date. Here's Where the Stock Could Be Headed in 2026 
    https://www.tikr.com/blog/intuit-is-down-33-year-to-date-heres-where-the-stock-could-be-headed-in-2028
     
    Intuit Stock Is Down 24% Already In 2026. Time to Buy? 
    https://www.fool.com/investing/2026/01/30/intuit-stock-is-down-24-already-in-2026-time-to-bu/
     
    Xero (ASX:XRO) Shares Crash 13% in Tech Selloff—Broker Urges Hold 
    https://kalkine.com.au/news/technology/xero-asxxro-shares-crash-13-in-tech-selloffbroker-urges-hold
     
    Xero share price slides 14% in a week — what to watch next for ASX:XRO 
    https://ts2.tech/en/xero-share-price-slides-14-in-a-week-what-to-watch-next-for-asxxro/
     
    I've tested and ranked the 10 best vibe coding tools in 2026 
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